Open Finance First, Open Data Second

A VC: Musings of a VC in NYC

We expect we will see continued innovation in the open finance (finance 2.0) My partner Nick put together a deck outlining USV’s approach to crypto investing earlier this year and we have been using it with founders and investors since then.

How International Founders Can Raise US Financing

Startup Grind

When I was a Y Combinator partner, I noticed that more and more of the batches were companies started by international founders. It's now at 35 percent , and because of this a common question I hear now is: How do you set yourself up to raise money in the U.S.?

New Early Stage Financing Options for Entrepreneurs

Gust

Despite these pundits, I sense a fundamental change in the early-stage financing eco-system. If you are new to the entrepreneurial world of startups, you are likely confused by the terminology of seed-stage, lean startups, micro-VCs, and Super Angels.

Disrupting Finance From Above: Wealthfront

abovethecrowd.com

Finance government stimulus Internet Payment Regulation Uncategorized Venture Capital Disruption payments wealthfront Many entrepreneurs in Silicon Valley believe that the financial services industry in the United States is “ripe for disruption. ” The basis of this argument is really two fold.

How to Build Authentic Customer Relationships That Spark Innovation

Entrepreneurs' Organization

Business/Finance Tips general StartupWritten for EO by Jason McCann , a lifelong entrepreneur and experienced founder. You wouldn’t be surprised if I said that customer feedback is essential for a startup.

Do venture capital firms or private equity funds offer debt financing for startups?

Gust

The direct answer to your question is NO, VC and PE funds do not provide debt financing for any companies. Invested Interests debt financing private equity funds startup VCs venture capital firms Their entire business model is based on investing in companies that can potentially offer very high returns. For venture capital, this is typically ten times the invested capital, and those returns can only be achieved through equity appreciation, not debt service.

Revisiting Paul Graham’s “High Resolution” Financing

Both Sides of the Table

When I first read Paul Graham’s blog post on “High Resolution&# Financing I read it as a treatise arguing that convertible notes are better than equity.

Happy Money: Transforming Your Relationship with Money

Entrepreneurs' Organization

While his financial expertise comes from owning and managing several businesses, his writing spans topics that include finance and self-help, focusing on creating and generating personal wealth and happiness through deeper self-honesty.

Knowledge Is Power: Convertible Note Financing Terms, Part I

Gust

It should therefore come as no surprise that an asymmetry of information exists, mostly gleaned from experience, between founders and investors in a venture financing deal. For a traditional VC financing round structured as a sale of preferred stock, the best resources I can recommend are the Term Sheet Series by Brad Feld and Jason Mendelson and Startup Company Lawyer by Yokum Taku.

The Glorious Post Seed Startup Financing Chaos

Fred Destin

Startups Uncategorized Venture Capital angellist chaos financing seed startup The other day I got a call from Scott Kirstner at the Boston Globe answering: “what happens to all these incubators entrepreneurs after Demo Day”. The short answer: chaos. Full of opportunity, but chaos nonetheless.

[TechSee in Yahoo Finance] Vodafone PT-TechSee Partnership Brings Innovation to the Customer Care Center

OurCrowd

The post [TechSee in Yahoo Finance] Vodafone PT-TechSee Partnership Brings Innovation to the Customer Care Center appeared first on OurCrowd.

[Celeno in Yahoo Finance] Celeno Announces New Innovation: Wi-Fi Doppler Imaging

OurCrowd

The post [Celeno in Yahoo Finance] Celeno Announces New Innovation: Wi-Fi Doppler Imaging appeared first on OurCrowd. Celeno, a leading provider of smart, innovative Wi-Fi solutions announced today a new technology: Wi-Fi Doppler Imaging. Read more here.

[BriefCam in Yahoo Finance] BriefCam® Honored by Frost & Sullivan with Technology Innovation Award

OurCrowd

The post [BriefCam in Yahoo Finance] BriefCam® Honored by Frost & Sullivan with Technology Innovation Award appeared first on OurCrowd.

Equity financing: great for rapid growth startups

Berkonomics

We’ve spoken of financing a young company through friends and family, known as “inside angels.” Those are difficult goals for most entrepreneurs, making this form of financing unavailable to most, but attractive to those that fit into these criteria.

[Bizzabo in Yahoo Finance] Bizzabo Launches New Innovative Podcast Series “IN-PERSON”

OurCrowd

The post [Bizzabo in Yahoo Finance] Bizzabo Launches New Innovative Podcast Series “IN-PERSON” appeared first on OurCrowd.

Can you finance your company with grants?

Berkonomics

If you can finance your enterprise through grants rather than equity or debt, you retain control and when it is time to sell your interest in the business, a lower sales price will create a higher return on your personal investment.

4 Essential Insights for the Next Generation of Entrepreneurs

Entrepreneurs' Organization

Entrepreneurial Journey general Leadership Lessons Learned Startup eo arizona finance lessons first job graduate lessons Veronique James

Should You Fear Outsourcing Your Software Development?

Entrepreneurs' Organization

Business/Finance Tips Hiring Management Technology Mike Scott NONA outsourcing software developmentBut only if you are not clear on how to make the correct partner selection. Written by Mike Scott, co-founder and CEO of NONA , a software development studio based in South Africa.

[INSIGHTEC in Yahoo Finance] INSIGHTEC Receives FDA Approval and CE Mark for Exablate Neuro With GE SIGNA Premier MR System

OurCrowd

The post [INSIGHTEC in Yahoo Finance] INSIGHTEC Receives FDA Approval and CE Mark for Exablate Neuro With GE SIGNA Premier MR System appeared first on OurCrowd.

Should Investors in the Same Round of Financing Ever Get Different Prices?

Both Sides of the Table

But Paul Graham really did have a point in his “ high resolution fundraising ” post – that there is a problem – particularly in angel financing – with herding cats.

Convertible Debt: Worst Form Of Seed Financing — Except For All The Others

Gust

How to finance a new seed-stage startup? ” Ressi in particular seems to be passionate about removing the “debt” component from convertible debt seed financing transactions. A convertible note financing is not a loan in the conventional sense.

Worried About Regulation? How to Prep Your Business Early for Lifelong Compliance

Entrepreneurs' Organization

Best Practices Business/Finance Tips ManagementWritten for EO by Jim Moran, founder and managing partner of ValueStreet Equity Partners.

Knowledge Is Power: Convertible Note Financing Terms, Part II

Gust

Last week , we gave some attention to the “why” behind convertible note financing for early stage startups. As with so many subjects in law and finance, mastering the jargon is half the battle. This may seem like a no-brainer now that you understand the basic structure of a convertible debt financing. Amount of Financing : Up to $600,000 may be issued. In this installment, I’ll dig into the “how” by dissecting an example term sheet based on a real deal.

Doing well by doing good: Impact investing & the OurCrowd Impact Fund

OurCrowd

We’re proud to be partnered with Social Finance Israel, a global leader in impact advisory. Corporate Innovation OurCrowd Blog corporate innovation impact investing ourcrowd sir ronald cohen social finance israel

[Surgical Theater in Yahoo Finance] Surgical Theater Received Approval to Market the Surgical Navigation Advanced Platform (SNAP) and SuRgical Planner (SRP) Systems from the Israeli Ministry of Health

OurCrowd

The post [Surgical Theater in Yahoo Finance] Surgical Theater Received Approval to Market the Surgical Navigation Advanced Platform (SNAP) and SuRgical Planner (SRP) Systems from the Israeli Ministry of Health appeared first on OurCrowd.

Knowledge Is Power: Convertible Note Financing Terms, Part V

Gust

As we conclude our convertible note financing series, there are assorted terms commonly seen in term sheets and deal documents that are worth touching on briefly. This is the norm for West Coast deals, but it’s often the case in dealing with East Coast investors (more commonly for VC financing rounds rather than angel seed rounds) that the lead investor wants its lawyers to draft the documents.

Knowledge Is Power: Convertible Note Financing Terms, Part IV

Gust

To account for scenarios in which the startup is acquired before it has a chance to complete a priced equity financing round, most term sheets and deal documents contain a “ change in control ” provision. Suppose the notes converted as if the acquisition were an eligible financing round. This week we move on to something near and dear to the hearts of entrepreneurs and investors alike: The exit, more formally known as a “ liquidity event.”

Knowledge Is Power: Convertible Note Financing Terms, Part III

Gust

Last week , we took the plunge and began dissecting an example term sheet for a convertible debt financing round piece by piece. In Part II, we looked at the mandatory conversion language that is at the heart of any convertible debt financing. The company is unable to raise more financing and becomes insolvent (whether or not it formally files for bankruptcy).

[Celeno in Yahoo Finance] Orange Labs to Research AI Innovation Over Celeno Wi-Fi Doppler Imaging Platform to Enable New Smart Home Applications

OurCrowd

The post [Celeno in Yahoo Finance] Orange Labs to Research AI Innovation Over Celeno Wi-Fi Doppler Imaging Platform to Enable New Smart Home Applications appeared first on OurCrowd. Celeno, a leading provider of smart, innovative Wi-Fi solutions, announced today that Orange Labs will engage in researching AI classifiers for human postures, behaviors and events to increase contextual interpretation of situations in the home. Read more here.

Are You A CEO or Entrepreneur? The Difference Could Save Your Business.

Smart Hustle Magazine

One of the many breakout sessions I attended was focused on finances and led by Octavia Conner , virtual CFO and founder of Say Yes To Profits and she challenged us with the question, "Are you a CEO or are you an entrepreneur?". Money finance mike michalowicz octavia cfo profit first

Do You Need a Crowdfunding Campaign for Your Startup?

Startup Grind

But, before putting all your efforts on finding investors, stop and think about alternative financing methods. Finances Fund Raising Marketing YerevanIs your startup dying? Raising funds for startups is becoming more and more challenging.

7 Reasons Why Angel Investing Became Serious Finance (Inc. Column)

Scratch Paper

7 Reasons Why Angel Investing Became Serious Finance. In just a couple decades a handful of seismic forces affecting early-stage financing have combined to make angel investing a very different business. I’ve been contributing a column at Inc. Magazine devoted to the topic of de-mystifying angels and the early-stage investing process. My first piece was on the seismic forces which have slowly but profoundly re-shaped the early stage investing landscape.

Building auction pressure in financings

Tomasz Tunguz

The most effective financing processes, like the most effective auctions, create scarcity. Of late, many founders have been triggering pre-emptive financing processes for their raises. An early process has the potential to eliminate financing risk much earlier than expected. Founders can steer the financing to investors of their choice with more control than a standard process. First, like any financing, these processes are time expensive.

[Ubimo in Yahoo Finance] Ubimo Location Intelligence Allows Kinetic to Connect the Digital and Physical Worlds for Out-of-Home (OOH) Advertisers

OurCrowd

The post [Ubimo in Yahoo Finance] Ubimo Location Intelligence Allows Kinetic to Connect the Digital and Physical Worlds for Out-of-Home (OOH) Advertisers appeared first on OurCrowd. Ubimo, a leading location intelligence technology company will enable Kinetic US, the leading digital innovator in out-of-home (OOH) advertising, to provide real-time audience segmentation to any geographic entity to improve OOH campaign performance for their clients. Read more here.

[CrediFi in Yahoo Finance] CrediFi Announces Top Tier Clients

OurCrowd

CrediFi, the leading source for data and analytics for commercial real estate finance, announced today its continued penetration of the top tier of the commercial real estate lending market. The post [CrediFi in Yahoo Finance] CrediFi Announces Top Tier Clients appeared first on OurCrowd.

[Nexa3D in Yahoo Finance] Ultrafast 3D Printer Company Nexa3D Commences Manufacturing Operations in California

OurCrowd

The post [Nexa3D in Yahoo Finance] Ultrafast 3D Printer Company Nexa3D Commences Manufacturing Operations in California appeared first on OurCrowd.

Who, When, and How Much? A Quick Introduction to Startup Financing

Gust

For a first time entrepreneur trying to figure out the arcane world of startup financing, it can be very confusing to understand the roles that different types of investors play in funding promising companies, as well as the point in a company’s life at which they enter the stage. If a company is appropriate for angel financing , for example, it is highly unlikely that it would also be in a position to raise venture capital, and vice versa.

When should a convertible note be treated as a replacement for an equity round, and take on characteristics of an equity financing?

Gust

It doesn’t work that way. A convertible note and an equity round are two different things, done for different reasons. In most cases, the former is a quick way to get some money in the door in anticipation of the latter. A large majority of serious investors will insist on an equity round, either lightly documented (such as a Series Seed) or fully documented (such as an NVCA Model Series A).

Speed is critical for many successful entrepreneurs

Innovation 2 Enterprise

In Oklahoma, our nationally recognized concept fund, the Technology Business Finance Program (with additional funding recently provided by the state) comes with venture services that help entrepreneurs match critical milestones to capital at every stage of the business. News Scott Meacham TBFP Technology Business Finance ProgramBy Scott Meacham. Copyright © 2019, The Oklahoman.

[Beyond Meat in Yahoo Finance] Taco Del Mar Goes “Beyond Meat®” with New Taco Made with Plant-Based Protein

OurCrowd

The post [Beyond Meat in Yahoo Finance] Taco Del Mar Goes “Beyond Meat®” with New Taco Made with Plant-Based Protein appeared first on OurCrowd. Taco Del Mar is introducing plant-based protein to its current vegetarian and vegan menu with its new Beyond Meat® Taco.

[NanoLock in Yahoo Finance] Teltonika Cooperates with NanoLock Security for Powerful Router Cyber Defense

OurCrowd

The post [NanoLock in Yahoo Finance] Teltonika Cooperates with NanoLock Security for Powerful Router Cyber Defense appeared first on OurCrowd.

[Virgin Hyperloop One in Yahoo Finance] Virgin Hyperloop One could build the world’s first hyperloop in India

OurCrowd

The post [Virgin Hyperloop One in Yahoo Finance] Virgin Hyperloop One could build the world’s first hyperloop in India appeared first on OurCrowd. “This is history in the making.

[DailyPay in Yahoo Finance] Jeanniey Mullen Joins DailyPay as Chief Marketing Officer

OurCrowd

The post [DailyPay in Yahoo Finance] Jeanniey Mullen Joins DailyPay as Chief Marketing Officer appeared first on OurCrowd.