Financing Document Forms

A VC: Musings of a VC in NYC

Many founders want to do SAFE note financings for their early rounds to save time and money. My response to that is “let’s do a priced round, we can use a standard financing form we both like, we won’t use a lawyer on our side, and we can close in a week.” ” The key to being able to do that is the availability of standard financing forms.

Open Finance First, Open Data Second

A VC: Musings of a VC in NYC

We expect we will see continued innovation in the open finance (finance 2.0) We also think that open finance will inevitably lead to open data as users (both consumers and businesses) will start to understand and appreciate the benefits of increased user control, lower transaction (and other) costs, and other benefits of decentralization.

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5 Financing Sources for New Businesses

StartupNation

Some banks and credit unions will finance startups, and some even offer SBA loans to new businesses, but generally when they do make those loans, they go to founders who already have extensive business experience, or experience in their specific field (such as a veterinarian opening a new practice).

Award-Winning Finance Expert Shares 5 Financial Musts Before Jumping Into Entrepreneurship

StartupNation

If you currently have a side hustle — or if you’re a freelancer — and are thinking about making the change to full-time entrepreneur, preparing your finances can help alleviate pressure. Plus, it can help you focus on building your business instead of constantly worrying about your finances.

Embedded finance startup Banxware raises €4M seed

TechCrunch

Embedded finance — the idea of offering financial products where customers are already congregating via white label solutions and APIs – isn’t an entirely new concept. Liberis, the embedded finance provider for SMEs, raises additional £70M in debt.

E-Commerce Financing: Funding Your Online Business

StartupNation

What is e-commerce financing? Taking out e-commerce financing, whether that’s a term loan or a line of credit , allows you to have the cash flow to purchase inventory, pay staff and cover other business expenses. What are the financing options for e-commerce? Equipment financing.

Personal finance startup Truebill raises $17M

TechCrunch

Truebill , a startup offering a variety of tools to help users take control of their finances, announced today that it has raised $17 million in Series C funding. ” Truebill raises $15M to build a comprehensive platform for personal finance.

5 Tips for Getting Your New Business Finances Set up for Success

StartupNation

While it may sound obvious, your finances are one of the most critical elements of any business. In this article, you’ll learn five tips for getting your new business finances set up for success this year. You can accomplish this by tracking and planning your finances.

Binance-backed Xend Finance launches DeFi platform for credit unions in Africa

TechCrunch

Nigerian startup Xend Finance uses decentralized finance (DeFi) to address currency devaluation. This gave birth to Xend Finance.” Not only is Xend Finance trying to protect credit unions from fluctuation, but it is also changing how they operate.

Crypto finance startup Amber Group raises $100M at $1B valuation

TechCrunch

Also notably, Amber’s Series B financing was bankrolled by a list of high-profile financial and VC firms, including China Renaissance, which led the round, and Tiger Brokers, Tiger Global Management, Arena Holdings, Tru Arrow Partners, Sky9 Capital, DCM Ventures and Gobi Partners.

Financing for students startup StudentFinance raises $5.3M seed from Giant and Armilar

TechCrunch

Fintech startup StudentFinance — which allows educational institutions to offer success-based financing for students — has raised a $5.3

GCUC Mastermind: Finance

GCUC

The post GCUC Mastermind: Finance appeared first on GCUC Community. GCUC Mastermind is a virtual learning series focused on the accelerating nature of work and the humans driving it. You need new skills and. Financial Coworking Trends COVID-19 GCUC Mastermind

NeuroFlow Closes $7.5M Series A Financing to Advance Behavioral Health Integration and Engagement

Dream It

million Series A financing round led by San Francisco-based Builders VC. NeuroFlow ( Healthtech - Fall 2019 ) is a platform for getting patients with behavioral health issues better by supporting clinical teams with collaborative and measurement-based tools in all care settings.

health 195

When should you go for equity financing?

Berkonomics

Let’s take a few minutes to examine the kind of equity financing available to small or early stage businesses. These firms will continue to finance the company without VC money required, and in return keep the capital structure simple for the life of the company.

ErudiFi raises $5 million Series A to give students in Southeast Asia more education financing options

TechCrunch

Based in Singapore, ErudiFi wants to help more students in Southeast Asia stay in school by giving them affordable financing options. Students also greatly benefit because our product is one of the few, if not the only, affordable financing option they have access to.”

Getaround tops up $25M debt financing to its $140M Series E

TechCrunch

Silicon Valley peer-to-peer car rental startup Getaround has secured a $25 million loan from Horizon Technology Finance Corporation. Dan Devorsetz , Horizon’s chief investment officer, told TechCrunch that venture debt has been a part of Getaround’s financing strategy for 2020. “It

Financing with grants, not equity or debt

Berkonomics

First, an example of grant-based financing . If you can finance your enterprise through grants rather than equity or debt, you retain control and when it is time to sell your interest in the business, a lower sales price will create a higher return on your personal investment.

Uganda’s Tugende closes $3.6M Series A extension to meet the demand for its asset finance products

TechCrunch

Ugandan technology-enabled asset finance company Tugende today announced that it has closed $3.6 This brings Tugende’s total Series A financing to $9.9 The company is also currently piloting financing for e-mobility assets. . Development Finance Corporation.

Liberis, the embedded finance provider for SMEs, raises additional £70M in equity and debt

TechCrunch

based fintech that provides finance for small businesses as an alternative to a traditional bank loan or extended overdraft , has replenished its own coffers with £70 million in funding. to offer finance for small businesses paid back via customer card transactions. Liberis , the U.K.-based

Money Minx aims to build a ‘Personal Finance’ OS for the everyday investor

TechCrunch

Put simply, Money Minx aims to build a “Personal Finance OS” for every household. Alexa von Tobel outlines how founders should manage personal finances. Truebill raises $45 million for its personal finance app.

WJR Business Beat with Jeff Sloan: Huntington Bank Announces Major Financing Initiative to Detroit Region (Episode 242)

StartupNation

Now, we’ve highlighted on the Business Beat just how important angel financing and venture capital financing is to any small business community and, of course, small business lending and other small business services provided by banks targeting small businesses is of equal importance.

Revenue-based financing: The next step for private equity and early-stage investment

TechCrunch

Revenue-based investing ( RBI), also known as revenue-based financing, or revenue-share investing, 1 is a natural next step for the private equity and early-stage venture investment industry. Column Startups Venture Capital impact investing RBI revenue-based financing software as a service

New Study by MPOWER Financing Shows the Value of Investing in Immigrants

Dream It

An Impact-Investing Success Story: Goldman Sachs-Backed Fintech Fuels Double Bottom Line by Investing in International Students A new study by MPOWER Financing (Dreamit Spring 2016 alum) highlights the dramatic impact of no-cosigner loans for international and DACA (Deferred Action for Childhood Arrivals) students on campus diversity, gender equity, and financial inclusion. About MPOWER Financing MPOWER Financing, headquartered in Washington, D.C.,

Singapore-based open finance startup Finantier gets backing from Y Combinator

TechCrunch

Finantier , a Singapore-based open finance startup, wants to streamline that data with a single API that gives financial services access to user data, with their consent. Open finance grew out of open banking, the same framework that Plaid and Tink are built on.

Finance Basics for Small Business Owners

Smart Hustle Magazine

One of the most important--understanding your business’s finances. Some business owners feel that finances are not their strength so they shy away from that aspect of their business. You might even think it a good business decision to outsource the bulk of the finances and bookkeeping.

The global inequity in venture financing is staggering

TechCrunch

The global venture capital ecosystem is inequitable. In the United States’ mature venture capital market, an entrepreneur’s race, gender and age help determine who has access to capital. But there are other limiting factors: geography, for example.

Twinco Capital scores €3M for its supply chain finance solution

TechCrunch

Twinco Capital , a Madrid and Amsterdam-based startup making it easier to access supply chain finance, has raised €3 million in funding. Founded in 2016 by Sandra Nolasco and Carmen Marin Romano, Twinco Capital offers a supply chain finance solution that includes purchase order funding.

M1 Finance closes $45M Series C mere months after it raised its $33M Series B

TechCrunch

Just months after it announced a $33 million Series B, Chicago-based M1 Finance today disclosed a $45 Series C. The new financing event was led by Left Lane Capital , the same investor that led M1’s Series B. M1 Finance raises $33M Series B as it reaches $1.45B AUM.

M1 Finance raises another rapid-fire round after scaling its AUM to more than $3.5B

TechCrunch

Months after raising a Series C worth $45 million , Chicago-based M1 Finance announced a new round of capital today. The new financing comes after M1 raised twice in 2020, including the previously mentioned Series C and a smaller $33 million Series B. M1 Finance’s growth.

Alexa von Tobel outlines how founders should manage personal finances

TechCrunch

Few people are more knowledgable on the topic of how founders should manage their finances than Alexa von Tobel. Startup founders can often put all their money into their venture and end up paying more attention to the finances of their company than their own bank account.

Interview on Revenue-Based Finance and Flexible VC

David Teten - VC

Keith Harrington of Novel Growth Partners and Founder, Revenue-Based Finance Network , just posted the recording of an interview with me on revenue-based investing ; flexible VC ; and their future.

Interview on Revenue-Based Finance and Flexible VC

David Teten - VC

Keith Harrington of Novel Growth Partners and Founder, Revenue-Based Finance Network , just posted the recording of an interview with me on revenue-based investing ; flexible VC ; and their future.

How International Founders Can Raise US Financing

Startup Grind

When I was a Y Combinator partner, I noticed that more and more of the batches were companies started by international founders. It's now at 35 percent , and because of this a common question I hear now is: How do you set yourself up to raise money in the U.S.? I’ve invested in several startups that started out as international companies and either moved to the U.S. or incorporated here to raise capital. Here are a few: Scotty , Automile , PayStack , Razorpay , Xendit and Sendbird.

3 Things Kabbage’s Acquisition by American Express Tells Us About Small Business Financing

Smart Hustle Magazine

However, it has several implications to small business financing that are more noteworthy than they seem. What American Express is getting reveals what the deal means to small business financing. More robust small business financing products are in the cards.

United Nations Development Program and 500 Startups Join Forces to Bridge the World of Impact Financing and Tech Startups

500

ImpactAIM Indonesia’s goal is to bridge the world of impact financing with the world of tech startups in Indonesia. The post United Nations Development Program and 500 Startups Join Forces to Bridge the World of Impact Financing and Tech Startups appeared first on 500 Startups. Startup founders often have ambitions not just to make money, but to change the world. So, how do we help these founders accomplish these goals?

Revisiting Paul Graham’s “High Resolution” Financing

Both Sides of the Table

When I first read Paul Graham’s blog post on “High Resolution&# Financing I read it as a treatise arguing that convertible notes are better than equity. Legal costs of early stage financing should be cheap – this is one of the final remaining arguments for convertible debt but even Paul acknowledges that this is no longer necessarily the case: “Different terms for different investors is clearly the way of the future.

Making Sense of the Stock Market Drops in Relation to Venture Financing

Both Sides of the Table

It will make follow-on financings much harder and people will have to consider whether or not to do inside rounds. These are all normal things but in this big run since 2009 we’ve all gotten used to nearly 100% follow-on financing rates, valuations only moving up, deals clearly the convertible note caps and low mortality rates.