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Regenerative Finance (ReFi)

A VC: Musings of a VC in NYC

Our interest in web3 which started back in 2011 was also grounded in the idea that new forms of funding are necessary to finance innovation and creative work. And that is why Regenerative Finance (aka ReFI) is so interesting to me. I’ve always been interested in tapping into the “crowd” to fund things that need to happen and that our current institutions can’t figure out how to support.

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Financing Document Forms

A VC: Musings of a VC in NYC

Many founders want to do SAFE note financings for their early rounds to save time and money. My response to that is “let’s do a priced round, we can use a standard financing form we both like, we won’t use a lawyer on our side, and we can close in a week.” ” The key to being able to do that is the availability of standard financing forms.

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Open Finance First, Open Data Second

A VC: Musings of a VC in NYC

We expect we will see continued innovation in the open finance (finance 2.0) We also think that open finance will inevitably lead to open data as users (both consumers and businesses) will start to understand and appreciate the benefits of increased user control, lower transaction (and other) costs, and other benefits of decentralization.

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Business Entity Types Affect Financing Options

StartupNation

One of the most important things that your businesses entity type will impact is the financing options available to you. Business entity and financing. At some point in the business cycle, companies will eventually seek outside financing.

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Statement of Cash Flows vs. Cash Flow Statement

Speaker: Wayne Spivak - President and Chief Financial Officer of SBA * Consulting LTD, Industry Writer, and Public Speaker

Join Wayne Spivak, experienced CFO and corporate finance expert, for an insightful discussion on managing cash flow and company profitability.

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B2B sales closing and financing platform Vartana raises $12M

TechCrunch

Vartana also secured a $50 million line of credit from i80 Group, which Kella says will ensure financed deals can be managed through Vartana’s new capital marketplace. But he said that financing volume grew 600% year-over-year while the company’s headcount grew 4x.

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4 Finance Lessons for Rookie Entrepreneurs

Entrepreneurs' Organization

Finance is a common source of both challenges and opportunities for a growing company. Learn these foundational finance lessons now to set yourself up for success: Avoid the sunk cost fallacy. When in doubt, refer to a finance professional for guidance.

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Managing Personal Finances When Starting a Business

StartupNation

Managing your personal finances as you’re starting a business is one of the best things you can do for your future. This is why being proactive about your personal finances is so important. Tips to secure your finances. Supervise your personal finances.

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Revenue-based financing: A new playbook for startup fundraising

TechCrunch

Miguel Fernandez is CEO and co-founder of Capchase , which provides non-dilutive financing to SaaS and comparable recurring-revenue companies. Use alternative financing to fuel VC-level growth without diluting ownership. What is revenue-based financing? Miguel Fernandez.

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Is Project Finance the Way to Fund Your Startup?

Entrepreneur's Handbook

What is project finance and how can it fund profitable plans? startup project-finance venture-capital entrepreneurship financeContinue reading on Entrepreneur's Handbook ».

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Embedded finance startup Banxware raises €4M seed

TechCrunch

Embedded finance — the idea of offering financial products where customers are already congregating via white label solutions and APIs – isn’t an entirely new concept. Liberis, the embedded finance provider for SMEs, raises additional £70M in debt.

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Ledge aims to build automation tools for finance teams

TechCrunch

The rapid adoption of digital payments has become a great challenge for finance teams. He worked a Melio, a business-to-business (B2B) payments platform for small companies, where he saw finance teams become the victims of their own success.

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TechCrunch+ roundup: Cell-cultured meat, alternative financing, avoiding tech debt

TechCrunch

Use alternative financing to fuel VC-level growth without diluting ownership. In an in-depth post, Fernandez explains alternative financing for startups, and how to tell which option is right for you. Use alternative financing to fuel VC-level growth without diluting ownership.

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TechCrunch+ roundup: Cannabis investor survey, product ops, recurring revenue financing

TechCrunch

Can recurring revenue financing drive growth in a turbulent market? ” Can recurring revenue financing drive growth in a turbulent market?

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Mixing personal and business finances common but not always optimal

NZ Entrepreneur

If you’re a small business owner or entrepreneur mixing personal and business finances to support your business, you’re not alone. Mixing personal and business finances in the long run may do more harm than good.

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Personal finance startup Truebill raises $17M

TechCrunch

Truebill , a startup offering a variety of tools to help users take control of their finances, announced today that it has raised $17 million in Series C funding. ” Truebill raises $15M to build a comprehensive platform for personal finance.

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SunFi aims to be the fastest way for Nigerians to find, finance and manage solar

TechCrunch

Because of that, we went to the banks and tried to work with them to finance this kind of payment, but we realized that banks also had a problem: they couldn’t dash out credit to customers to finance retail solar systems when they didn’t understand the technical risks involved in owning them.”

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Serena Ventures backs SoLo Funds as finance platform tops 1M registered users

TechCrunch

million downloads to make it “the largest and first Black-owned personal finance platform” to do so, Rodney Williams, co-founder and president of SoLo, told TechCrunch. The community finance company defines the claim “as a business-to-consumer personal finance banking solution, U.S.-based

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Can recurring revenue financing drive growth in a turbulent market?

TechCrunch

Recurring revenue financing (RRF) isn’t just a new package for lending, it’s a whole new model for financing a company, and that’s crucial. Recurring revenue financing treats your revenue as a tradable asset, which you then sell to investors. Harry Hurst. Contributor.

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7 Creative Financing Options for New Businesses and Startups

StartupNation

But financing isn’t always easy — especially if you’re the proud founder of a brand new business. You still have plenty of creative financing options to fund your business. Creative financing options for new businesses. It takes money to make money.

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6 Finance Books to Help You Make Better Business Decisions

StartupNation

For new startup business owners, this includes reading finance books that will help maximize resources and make more informed decisions. Below is a list of some of the most influential finance books that will help startup owners like you foster a healthy relationship with money.

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Use alternative financing to fuel VC-level growth without diluting ownership

TechCrunch

Securing early-stage venture financing is usually the best way to accelerate and sustain growth, but with various funding options available, how do you figure out the best course of action? The evolution of alternative financing. Revenue financing. Miguel Fernandez. Contributor.

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Ocho wants to rethink (and rebrand) personal finance for business owners

TechCrunch

Personal finance is hard – and that’s a tale as old, and difficult to disrupt, as time. Nagpal thinks he can nail early adoption through smart education material and outreach, referring to personal finance trends on TikTok as an example of consumer demand for more information.

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Marqeta buys fintech Power Finance in $275M all-cash deal, its first acquisition

TechCrunch

Marqeta has agreed to acquire two-year-old fintech infrastructure startup Power Finance for $223 million in cash, marking the first acquisition in the publicly-traded company’s 13-year history. the embedded finance space is made for us, and we’re made for them.

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Open finance startup Ayoconnect’s APIs enable financial inclusion in Southeast Asia

TechCrunch

The open finance startup announced today it has closed a $13 million Series B extension round led by SIG Venture Capital, with participation from CE Innovation Capital and returning investor PayU, the payments and fintech business of Prosus.

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Rapid Finance helps businesses achieve their goals

StartupNation

Business financing is often an essential component to any successful business. Whether it’s financing new ways to help reach your current business goals, or accessing extra working capital when you’re in a bind, Rapid Finance can help.

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Silvr wants to bring revenue-based financing to Europe

TechCrunch

Started in 2020, Silvr has already financed 100 companies, such as Cuure, French Bandit, Almé Paris and Emma&Chloé. And unlike traditional banks, Silvr can finance riskier businesses that don’t have assets. French startup Silvr has raised a $20.6

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4 Ways Startups Can Empower Their Remote Finance Teams

StartupNation

Finance teams worldwide emerged as strategic leaders for startups with the onset of the pandemic by recognizing ways to efficiently manage remote teams, their finances, company operations and associated cost-cutting mechanisms. What challenges do remote finance teams face?

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If You Are a Small Business Owner, P.R.A.Y. for Financing

Entrepreneurs' Organization

For many entrepreneurs and small business owners, securing financing is one of the biggest challenges. Certainly, financing is more difficult than it used to be, but early stage entrepreneurs also struggle to do the work needed to be in a position to obtain financing.

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Binance-backed Xend Finance launches DeFi platform for credit unions in Africa

TechCrunch

Nigerian startup Xend Finance uses decentralized finance (DeFi) to address currency devaluation. This gave birth to Xend Finance.” Not only is Xend Finance trying to protect credit unions from fluctuation, but it is also changing how they operate.

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CIBC Innovation Banking comes in with new $1.5B venture financing to fill VC gap

TechCrunch

2 bank in loans to companies in the Series A to Series C market, having already allocated over $6 billion in debt financing over the past 4 years to companies such as Crunchbase, Lightspeed and TigerConnect, McQueen said. At a time when U.S.

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5 Financing Sources for New Businesses

StartupNation

Some banks and credit unions will finance startups, and some even offer SBA loans to new businesses, but generally when they do make those loans, they go to founders who already have extensive business experience, or experience in their specific field (such as a veterinarian opening a new practice).

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GetVantage offers revenue-based financing to India’s founders

TechCrunch

That’s the gap that revenue-based financing platforms like GetVantage want to fill. GetVantage says this includes several debt lines with non-banking financial companies to help scale its financing platform. Vasa said companies typically repay financing in about six to nine months.

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Masa Finance gets $3.5M pre-seed to build its decentralized credit protocol

TechCrunch

Masa Finance , a hybrid credit protocol and decentralized credit bureau founded by Pngme CEO Brendan Playford in late 2020, has raised $3.5 Decentralized finance’s premise transcends this segment of banked people. Masa Finance is the result of these collective ventures.

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Element Finance raises $32 million for its DeFi fixed rate protocol

TechCrunch

Element Finance has raised a $32 million Series A round at a $320 million valuation. The company has been building a new DeFi (decentralized finance) protocol on top of the Ethereum blockchain. So far, 9,000 users have tried Element Finance. Image Credits: Element Finance.

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Nigeria’s OnePipe raises $3.5M to double down on its embedded finance offering

TechCrunch

million seed to double down on its embedded finance offering. The second focuses on embedded finance and banking as a service, where Treasury Prime , Marqeta ply their trade.

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Stenn banks $50M on a $900M valuation for a platform to finance SMBs that trade internationally

TechCrunch

Now, a startup that’s built a platform to help provide financing specifically to businesses working within that supply chain is announcing some financing of its own. “Accenture estimates that the demand for finance in this business segment is $3.6