Financing Document Forms

A VC: Musings of a VC in NYC

Many founders want to do SAFE note financings for their early rounds to save time and money. My response to that is “let’s do a priced round, we can use a standard financing form we both like, we won’t use a lawyer on our side, and we can close in a week.” ” The key to being able to do that is the availability of standard financing forms.

Personal finance startup Truebill raises $17M

TechCrunch

Truebill , a startup offering a variety of tools to help users take control of their finances, announced today that it has raised $17 million in Series C funding. ” Truebill raises $15M to build a comprehensive platform for personal finance.

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Getaround tops up $25M debt financing to its $140M Series E

TechCrunch

Silicon Valley peer-to-peer car rental startup Getaround has secured a $25 million loan from Horizon Technology Finance Corporation. Dan Devorsetz , Horizon’s chief investment officer, told TechCrunch that venture debt has been a part of Getaround’s financing strategy for 2020. “It

Open Finance First, Open Data Second

A VC: Musings of a VC in NYC

We expect we will see continued innovation in the open finance (finance 2.0) We also think that open finance will inevitably lead to open data as users (both consumers and businesses) will start to understand and appreciate the benefits of increased user control, lower transaction (and other) costs, and other benefits of decentralization.

M1 Finance closes $45M Series C mere months after it raised its $33M Series B

TechCrunch

Just months after it announced a $33 million Series B, Chicago-based M1 Finance today disclosed a $45 Series C. The new financing event was led by Left Lane Capital , the same investor that led M1’s Series B. M1 Finance raises $33M Series B as it reaches $1.45B AUM.

GCUC Mastermind: Finance

GCUC

The post GCUC Mastermind: Finance appeared first on GCUC Community. GCUC Mastermind is a virtual learning series focused on the accelerating nature of work and the humans driving it. You need new skills and. Financial Coworking Trends COVID-19 GCUC Mastermind

What Is Debt Financing? – Types, Sources, Pros & Cons

Feedough

It is when the founders need to make a tough decision of whether to raise money by diluting ownership ( equity financing ) or by taking loans (debt financing). This makes many founders choose debt financing as a capital financing method, that requires repayment along with interest.

Finance Basics for Small Business Owners

Smart Hustle Magazine

One of the most important--understanding your business’s finances. Some business owners feel that finances are not their strength so they shy away from that aspect of their business. You might even think it a good business decision to outsource the bulk of the finances and bookkeeping. One great way to manage your business finances is by following the “profit first” principle. Invest in accounting software to make getting intimate with your finances easier.

United Nations Development Program and 500 Startups Join Forces to Bridge the World of Impact Financing and Tech Startups

500

ImpactAIM Indonesia’s goal is to bridge the world of impact financing with the world of tech startups in Indonesia. The post United Nations Development Program and 500 Startups Join Forces to Bridge the World of Impact Financing and Tech Startups appeared first on 500 Startups. Startup founders often have ambitions not just to make money, but to change the world. So, how do we help these founders accomplish these goals?

How International Founders Can Raise US Financing

Startup Grind

When I was a Y Combinator partner, I noticed that more and more of the batches were companies started by international founders. It's now at 35 percent , and because of this a common question I hear now is: How do you set yourself up to raise money in the U.S.? I’ve invested in several startups that started out as international companies and either moved to the U.S. or incorporated here to raise capital. Here are a few: Scotty , Automile , PayStack , Razorpay , Xendit and Sendbird.

New Study by MPOWER Financing Shows the Value of Investing in Immigrants

Dream It

An Impact-Investing Success Story: Goldman Sachs-Backed Fintech Fuels Double Bottom Line by Investing in International Students A new study by MPOWER Financing (Dreamit Spring 2016 alum) highlights the dramatic impact of no-cosigner loans for international and DACA (Deferred Action for Childhood Arrivals) students on campus diversity, gender equity, and financial inclusion. About MPOWER Financing MPOWER Financing, headquartered in Washington, D.C.,

3 Ways Digitizing Your Finance Department Can Lead to Business Growth

Smart Hustle Magazine

Investing in the digitization of your finance team is a great way to boost the efficiency and growth of your small business. In fact, the McKinsey Global Institute estimates that today 40 percent of finance activities can be fully automated. Empower your finance team to think big.

How to Create a Budget for Your New Startup

StartupNation

When starting out, determining costs is essential in order to sustain your financing and to be able to scale your business over time. Some of the most groundbreaking products and services of the 21st century began as startups. Then, why is it that 90 percent of startups fail ?

Numerai Signals

A VC: Musings of a VC in NYC

crypto hacking finance

NeuroFlow Closes $7.5M Series A Financing to Advance Behavioral Health Integration and Engagement

Dream It

million Series A financing round led by San Francisco-based Builders VC. NeuroFlow ( Healthtech - Fall 2019 ) is a platform for getting patients with behavioral health issues better by supporting clinical teams with collaborative and measurement-based tools in all care settings. This week, the company announced a $7.5 Also participating in the round are Dreamit Ventures , Spring Point Partners, Red & Blue Ventures, and AWT Private Investments.

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5 Essential People to Have in Your Network as You Begin Your Entrepreneurial Journey

StartupNation

A CPA will help you understand and optimize your finances to ensure long-term success. Forecasting future finances: CPAs help you plan for the future, using data to support their decision, so you know when to make investments, how to best allocate resources, and when it’s wise to scale.

Startup fundraising is the most tangible gender gap. How can we overcome it?

TechCrunch

This should come as no surprise, given that fintech combines two sectors traditionally dominated by men: finance and technology. Ximena Aleman. Contributor. Share on Twitter.

Is fintech’s Series A market hot, or just overhyped?

TechCrunch

Column Finance Startups TC Venture Capital corporate finance entrepreneurship financial infrastructure financial technology Fintech fintech infrastructureRyan Falvey. Contributor. Share on Twitter.

What Is Equity Financing? – Types, Sources, Pros & Cons

Feedough

It also involves a lot of money; and this money is generally sourced by taking loans (debt financing) or selling equity (equity financing). On the other hand, equity financing is usually a go-to-strategy for most founders to raise funding, get strategic guidance, and run a successful long-term startup. But what exactly is equity financing, how it works, and what are its sources? What Is Equity Financing? How Does Equity Financing work?

To succeed as an entrepreneur, make these 8 investments

Entrepreneurs' Organization

More recently, I’ve used premium financing to acquire insurance that will provide me with tax-free retirement income. BUSINESS GROWTH FINANCES investments Noah RosenfarbContributed by Noah B. Rosenfarb , a member of the Entrepreneurs’ Organization (EO) and a certified public accountant who helps entrepreneurs increase cash flow, sell their companies successfully, manage their wealth and create predictable passive income. Invest in Yourself.

Top Four Survival Tips for Small Business Owners

Entrepreneurs' Organization

BUSINESS GROWTH FINANCES INNOVATION LEADERSHIP PEOPLE/STAFF PR/MARKETING coronavirus COVID-19 small businessRemember when owning a small business was risky but rewarding? Stressful but satisfying? And then COVID-19 hit. In the midst of a global pandemic, being responsible for your own business—as well as the livelihoods of your employees—very likely seems overwhelming if not completely debilitating.

Financial planning during a pandemic

Entrepreneurs' Organization

One of the best pieces of advice I ever received—and that I consistently share with my clients—is that we should never make long-term decisions based on short-term emotions or circumstances, particularly when it comes to our finances. FINANCES Devin Salinas eo los angeles Northwestern Mutual

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Revisiting Paul Graham’s “High Resolution” Financing

Both Sides of the Table

When I first read Paul Graham’s blog post on “High Resolution&# Financing I read it as a treatise arguing that convertible notes are better than equity. Legal costs of early stage financing should be cheap – this is one of the final remaining arguments for convertible debt but even Paul acknowledges that this is no longer necessarily the case: “Different terms for different investors is clearly the way of the future.

Author-entrepreneur says i2E offers ‘founder-friendly’ financing through state-funded program

Innovation 2 Enterprise

He was talking about the Technology Business Finance Program (TBFP), Oklahoma’s nationally recognized pre-seed capital fund that i2E administers for the Oklahoma Center for Science and Technology. News Elliott Adams Scott Meacham TBFP Technology Business Finance Program The Startup MixtapeBy Scott Meacham.

Disrupting Finance From Above: Wealthfront

abovethecrowd.com

Finance government stimulus Internet Payment Regulation Uncategorized Venture Capital Disruption payments wealthfront Many entrepreneurs in Silicon Valley believe that the financial services industry in the United States is “ripe for disruption. ” The basis of this argument is really two fold. First, they believe that the current offerings from the financial incumbents are lacking.

Some Thoughts On SPACs

A VC: Musings of a VC in NYC

hacking finance stocks VC & TechnologyAs many of you know, Special Purpose Acquisition Companies (SPACs) are all the rage on wall street right now. SPACs are publicly traded “shell companies” that raise capital in an IPO process and then use that capital to merge with a privately held business. SPACs have been around for at least thirty years and I have always thought of them as a “liquidity path of last resort” for our portfolio companies.

B2B marketplaces will be the next billion-dollar e-commerce startups

TechCrunch

Financing: It is customary in B2B transactions to pay “with terms,” such as net 30 or net 60, effectively giving a line of credit to the business buyer that enables them to send payment after delivery of the good or service. Merritt Hummer. Contributor. Share on Twitter.

Making Sense of the Stock Market Drops in Relation to Venture Financing

Both Sides of the Table

It will make follow-on financings much harder and people will have to consider whether or not to do inside rounds. These are all normal things but in this big run since 2009 we’ve all gotten used to nearly 100% follow-on financing rates, valuations only moving up, deals clearly the convertible note caps and low mortality rates.

Accelerating Working Capital

A VC: Musings of a VC in NYC

hacking financeAs policy makers around the world seek to mitigate the economic shock from this pandemic, one less obvious but powerful place to look are working capital flows. Yes we do need direct relief for small businesses like the forgivable PPP loans. We also need things like payroll tax deferrals and other relief from the CARES Act. We also need our capital markets to work so actions like the Fed is taking are necessary and important.

We’re Entering the Stay-Home Economy. Here are 10 Industries That Will Be Winners

Entrepreneurs' Organization

BUSINESS GROWTH FINANCES INNOVATION PR/MARKETING acceleration partners remote work robert glazer stay-at-home economy stay-home economyThe below article is part of Robert Glazer’s LinkedIn Newsletter series and originally appeared on Glazer’s LinkedIn page. He is the founder and CEO of Acceleration Partners , an affiliation marketing company. As COVID-19 spreads globally, many countries—including the United States—are mandating extreme social distancing measures.

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GCUC Mastermind: Finance session takeaways

GCUC

Knowledge is Power was the theme of our finance Mastermind. The post GCUC Mastermind: Finance session takeaways appeared first on GCUC Community. We had a great session with an amazing economist (Jon Haveman) who broke down.

Wise raises another $12 million to double down on embedded business banking

TechCrunch

Finance Fundings & Exits Startups embedded finance Fintech WISEFintech startup Wise has raised a $12 million Series A round. The company offers business bank accounts with an interesting go-to-market strategy. Wise partners with other companies so that they can offer bank accounts to their own customers.

What Will Happen In The 2020s

A VC: Musings of a VC in NYC

Asian crypto exchanges, unchecked by cumbersome regulatory restraints in Europe and the US and leveraging decentralized finance technologies, will become the dominant capital markets for all types of financial instruments. climate crisis crypto economics employment entrepreneurship Food and Drink hacking energy hacking finance policy Politics Science VC & TechnologyIt’s 2020. Time to look forward to the decade that is upon us.

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Financial institutions can support COVID-19 crowdfunding campaigns

TechCrunch

Before considering how financial institutions can assist with crowdfunding campaigns, we must first look at the diverse array of impressive results from this financing option during the pandemic. Doing so will ensure fair and equitable financing for all, at least, in theory.

Further COVID Stimulus on Hold for Now: What Does That Mean for Small Businesses?

StartupNation

Accounting, Finance & Funding Manage Your Business Trending Business Credit coronavirus COVID stimulus COVID-19 credit Finance pandemic problem solving stimulus package

This fintech-focused VC firm just closed a $75 million debut fund; backers “came out of the woodwork”

TechCrunch

Still, Sheel Mohnot, who was formerly a general partner at the fintech fund of 500 Startups, and Jake Gibson, co-founder of personal finance startup NerdWallet, were a little taken aback by investor interest in their fintech-focused early-stage venture firm, Better Tomorrow Ventures , or BTV.

New Early Stage Financing Options for Entrepreneurs

Gust

Despite these pundits, I sense a fundamental change in the early-stage financing eco-system. If you are new to the entrepreneurial world of startups, you are likely confused by the terminology of seed-stage, lean startups, micro-VCs, and Super Angels. Don’t be embarrassed, since even professional investors are often confused these days by the new terms, as well as old terms used with new meanings. In any case, it’s time to look again at the options you really have.