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Regenerative Finance (ReFi)

A VC: Musings of a VC in NYC

Our interest in web3 which started back in 2011 was also grounded in the idea that new forms of funding are necessary to finance innovation and creative work. And that is why Regenerative Finance (aka ReFI) is so interesting to me. I’ve always been interested in tapping into the “crowd” to fund things that need to happen and that our current institutions can’t figure out how to support.

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Financing Document Forms

A VC: Musings of a VC in NYC

Many founders want to do SAFE note financings for their early rounds to save time and money. My response to that is “let’s do a priced round, we can use a standard financing form we both like, we won’t use a lawyer on our side, and we can close in a week.” ” The key to being able to do that is the availability of standard financing forms.

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Open Finance First, Open Data Second

A VC: Musings of a VC in NYC

We expect we will see continued innovation in the open finance (finance 2.0) We also think that open finance will inevitably lead to open data as users (both consumers and businesses) will start to understand and appreciate the benefits of increased user control, lower transaction (and other) costs, and other benefits of decentralization.

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B2B sales closing and financing platform Vartana raises $12M

TechCrunch

Vartana also secured a $50 million line of credit from i80 Group, which Kella says will ensure financed deals can be managed through Vartana’s new capital marketplace. But he said that financing volume grew 600% year-over-year while the company’s headcount grew 4x.

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Rethinking Growth: The Fight to Become and Stay Profitable

Speaker: Aleksey Krylov, CFA - Chief Financial Officer at CytoImmune Therapeutics

Join Aleksey Krylov, corporate finance expert and CFO at CytoImmune Therapeutics, for an insightful overview of working capital management and managing profitability.

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4 Finance Lessons for Rookie Entrepreneurs

Entrepreneurs' Organization

Finance is a common source of both challenges and opportunities for a growing company. Learn these foundational finance lessons now to set yourself up for success: Avoid the sunk cost fallacy. When in doubt, refer to a finance professional for guidance.

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Managing Personal Finances When Starting a Business

StartupNation

Managing your personal finances as you’re starting a business is one of the best things you can do for your future. This is why being proactive about your personal finances is so important. Tips to secure your finances. Supervise your personal finances.

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Is Project Finance the Way to Fund Your Startup?

Entrepreneur's Handbook

What is project finance and how can it fund profitable plans? startup project-finance venture-capital entrepreneurship financeContinue reading on Entrepreneur's Handbook ».

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Revenue-based financing: A new playbook for startup fundraising

TechCrunch

Miguel Fernandez is CEO and co-founder of Capchase , which provides non-dilutive financing to SaaS and comparable recurring-revenue companies. Use alternative financing to fuel VC-level growth without diluting ownership. What is revenue-based financing? Miguel Fernandez.

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Mixing personal and business finances common but not always optimal

NZ Entrepreneur

If you’re a small business owner or entrepreneur mixing personal and business finances to support your business, you’re not alone. Mixing personal and business finances in the long run may do more harm than good.

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Ocho wants to rethink (and rebrand) personal finance for business owners

TechCrunch

Personal finance is hard – and that’s a tale as old, and difficult to disrupt, as time. Nagpal thinks he can nail early adoption through smart education material and outreach, referring to personal finance trends on TikTok as an example of consumer demand for more information.

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If You Are a Small Business Owner, P.R.A.Y. for Financing

Entrepreneurs' Organization

For many entrepreneurs and small business owners, securing financing is one of the biggest challenges. Certainly, financing is more difficult than it used to be, but early stage entrepreneurs also struggle to do the work needed to be in a position to obtain financing.

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Embedded finance startup Banxware raises €4M seed

TechCrunch

Embedded finance — the idea of offering financial products where customers are already congregating via white label solutions and APIs – isn’t an entirely new concept. Liberis, the embedded finance provider for SMEs, raises additional £70M in debt.

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Personal finance startup Truebill raises $17M

TechCrunch

Truebill , a startup offering a variety of tools to help users take control of their finances, announced today that it has raised $17 million in Series C funding. ” Truebill raises $15M to build a comprehensive platform for personal finance.

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7 Creative Financing Options for New Businesses and Startups

StartupNation

But financing isn’t always easy — especially if you’re the proud founder of a brand new business. You still have plenty of creative financing options to fund your business. Creative financing options for new businesses. It takes money to make money.

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6 Finance Books to Help You Make Better Business Decisions

StartupNation

For new startup business owners, this includes reading finance books that will help maximize resources and make more informed decisions. Below is a list of some of the most influential finance books that will help startup owners like you foster a healthy relationship with money.

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Can recurring revenue financing drive growth in a turbulent market?

TechCrunch

Recurring revenue financing (RRF) isn’t just a new package for lending, it’s a whole new model for financing a company, and that’s crucial. Recurring revenue financing treats your revenue as a tradable asset, which you then sell to investors. Harry Hurst. Contributor.

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TechCrunch+ roundup: Cell-cultured meat, alternative financing, avoiding tech debt

TechCrunch

Use alternative financing to fuel VC-level growth without diluting ownership. In an in-depth post, Fernandez explains alternative financing for startups, and how to tell which option is right for you. Use alternative financing to fuel VC-level growth without diluting ownership.

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Rapid Finance helps businesses achieve their goals

StartupNation

Business financing is often an essential component to any successful business. Whether it’s financing new ways to help reach your current business goals, or accessing extra working capital when you’re in a bind, Rapid Finance can help.

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TechCrunch+ roundup: Cannabis investor survey, product ops, recurring revenue financing

TechCrunch

Can recurring revenue financing drive growth in a turbulent market? ” Can recurring revenue financing drive growth in a turbulent market?

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4 Ways Startups Can Empower Their Remote Finance Teams

StartupNation

Finance teams worldwide emerged as strategic leaders for startups with the onset of the pandemic by recognizing ways to efficiently manage remote teams, their finances, company operations and associated cost-cutting mechanisms. What challenges do remote finance teams face?

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Use alternative financing to fuel VC-level growth without diluting ownership

TechCrunch

Securing early-stage venture financing is usually the best way to accelerate and sustain growth, but with various funding options available, how do you figure out the best course of action? The evolution of alternative financing. Revenue financing. Miguel Fernandez. Contributor.

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GCUC Mastermind: Finance

GCUC

The post GCUC Mastermind: Finance appeared first on GCUC Community. GCUC Mastermind is a virtual learning series focused on the accelerating nature of work and the humans driving it. You need new skills and. Financial Coworking Trends COVID-19 GCUC Mastermind

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Open finance startup Ayoconnect’s APIs enable financial inclusion in Southeast Asia

TechCrunch

The open finance startup announced today it has closed a $13 million Series B extension round led by SIG Venture Capital, with participation from CE Innovation Capital and returning investor PayU, the payments and fintech business of Prosus.

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5 Financing Sources for New Businesses

StartupNation

Some banks and credit unions will finance startups, and some even offer SBA loans to new businesses, but generally when they do make those loans, they go to founders who already have extensive business experience, or experience in their specific field (such as a veterinarian opening a new practice).

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When should you go for equity financing?

Berkonomics

Let’s take a few minutes to examine the kind of equity financing available to small or early stage businesses. These firms will continue to finance the company without VC money required, and in return keep the capital structure simple for the life of the company.

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Masa Finance gets $3.5M pre-seed to build its decentralized credit protocol

TechCrunch

Masa Finance , a hybrid credit protocol and decentralized credit bureau founded by Pngme CEO Brendan Playford in late 2020, has raised $3.5 Decentralized finance’s premise transcends this segment of banked people. Masa Finance is the result of these collective ventures.

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Binance-backed Xend Finance launches DeFi platform for credit unions in Africa

TechCrunch

Nigerian startup Xend Finance uses decentralized finance (DeFi) to address currency devaluation. This gave birth to Xend Finance.” Not only is Xend Finance trying to protect credit unions from fluctuation, but it is also changing how they operate.

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Revenue-based financing platform Bloom secures $377M Series A led by Credo and Fortress

TechCrunch

While the likes of Pipe are reaching multi-billion valuations , European revenue-based financing is experiencing as much of a boom as it is in the U.S.

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Silvr wants to bring revenue-based financing to Europe

TechCrunch

Started in 2020, Silvr has already financed 100 companies, such as Cuure, French Bandit, Almé Paris and Emma&Chloé. And unlike traditional banks, Silvr can finance riskier businesses that don’t have assets. French startup Silvr has raised a $20.6

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GetVantage offers revenue-based financing to India’s founders

TechCrunch

That’s the gap that revenue-based financing platforms like GetVantage want to fill. GetVantage says this includes several debt lines with non-banking financial companies to help scale its financing platform. Vasa said companies typically repay financing in about six to nine months.

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Financing with grants, not equity or debt

Berkonomics

First, an example of grant-based financing . If you can finance your enterprise through grants rather than equity or debt, you retain control and when it is time to sell your interest in the business, a lower sales price will create a higher return on your personal investment.

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Finance Basics for Small Business Owners

Smart Hustle Magazine

One of the most important--understanding your business’s finances. Some business owners feel that finances are not their strength so they shy away from that aspect of their business. You might even think it a good business decision to outsource the bulk of the finances and bookkeeping.

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FlapKap provides revenue-based financing to e-commerce brands in MENA, gets $3.6M seed funding

TechCrunch

FlapKap , using its revenue-based financing platform (RBF), is helping these stores solve the growth-destructive challenges emerging online stores encounter when trying to meet customer demands. FlapKap provides revenue-based financing to e-commerce brands in MENA, gets $3.6M

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Nigeria’s OnePipe raises $3.5M to double down on its embedded finance offering

TechCrunch

million seed to double down on its embedded finance offering. The second focuses on embedded finance and banking as a service, where Treasury Prime , Marqeta ply their trade.

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Pakistan’s Neem raises $2.5M to serve underbanked communities with its embedded finance platform

TechCrunch

Pakistan’s embedded finance platform Neem has raised $2.5 If you look at the embedded finance space, it is a $167 billion opportunity,” Shaikh said in an interview with TechCrunch. Fintech Startups TC Asia embedded finance pakistan

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CIBC Innovation Banking comes in with new $1.5B venture financing to fill VC gap

TechCrunch

2 bank in loans to companies in the Series A to Series C market, having already allocated over $6 billion in debt financing over the past 4 years to companies such as Crunchbase, Lightspeed and TigerConnect, McQueen said. At a time when U.S.