Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer. Access to capital through overdrafts and Monzo credit products. Outperforming incumbents with modern experience and digital infrastructure. expectations. Social features to pay your friends (e.g., Splitwise).

peer-to-peer 101

peer-to-peer incumbents financing finance 101

TechCrunch

NOVEMBER 29, 2021

VCs include WndrCo, DN Capital, Kismet Capital, Spike Ventures, Quiet Capital, Endeavor Catalyst, FJ Labs, VentureSouq, Nellore Capital and Moving Capital. Most people in French-speaking Africa are unbanked due to a lack of trust in incumbents and inefficient banking solutions.

incumbents 99

incumbents transportation capital accelerator 99

TechCrunch

MAY 3, 2023

CEO and founder Nitin Jayakrishnan says that the new capital will be put toward expanding Pando’s global sales, marketing and delivery capabilities. This, along with the platform’s emphasis on no-code capabilities, differentiates Pando from incumbents like SAP, Oracle, Blue Yonder and E2Open, Jayakrishnan asserts.

investing 100

investing investment startup transportation 100

TechCrunch

DECEMBER 20, 2021

In one development of that theme, today, Taptap Send — one of the startups building tools to manage these money transfers — is announcing $65 million in growth funding as it continues its mission to enable remittances specifically to the most overlooked countries.

incumbents 94

incumbents communities networking capital 94

TechCrunch

JANUARY 19, 2023

to enable customers to make online payments using their bank accounts. Since its founding, it’s attracted interest from investors including Valar Ventures, Tiger Global, Amplo, Pareto Holdings, Quiet Capital and Shutterstock co-founder and CEO Jon Oringer. ” Link claims to be one of the first companies in the U.S.

incumbents 100

incumbents enablement accelerator financing 100

TechCrunch

AUGUST 7, 2022

Last week, Paystand — a blockchain-enabled B2B payments startup — announced it had acquired Mexican fintech Yaydoo — creating a new unicorn in the resulting new entity. The company has raised over $86 million over its lifetime and counts NewView Capital and SoftBank’s SB Opportunity Fund among its backers. and Mexico. and Mexico.

real estate 106

real estate VC mix-use opportunity 106

TechCrunch

APRIL 11, 2023

“Now was the time to raise the capital and use it to drive our expansion,” De Gruchy said. “I set out to answer that problem and defeat the incumbent solution — the clipboard — and that’s the seed that became Infogrid today.”

real estate 86

real estate energy incumbents sustainability 86

Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer expectations. Monzo attacked incumbent models by creating an entirely app-based experience where customers could open a checking account from their phone for free. Venmo) or split the bill (e.g.,

peer-to-peer 40

peer-to-peer incumbents financing finance 40

TechCrunch

JANUARY 22, 2023

Snafus can happen even when incumbents and fintechs partner. On outage tracker DownDetector.com, irate customers reported missing funds and unexpected negative balances due to problems with the digital payment network.” The relationship between incumbents and upstarts has long been a complicated one.

incumbents 105

incumbents media ventures financing 105

TechCrunch

OCTOBER 12, 2021

Our goal is to enable digital commerce throughout LatAm, and BNPL in Mexico is our first step towards that vision,” said CEO and co-founder Kyle Miller. This captive consumer base is crucial to building the network that is Nelo.”. With the latest Series A financing, Nelo has raised a total of $25.6 million since its 2019 inception.

incumbents 92

incumbents financing finance capital 92

TechCrunch

FEBRUARY 3, 2022

Risk-on, risk-off : The startup fundraising game is in flux at the moment, with some investors putting capital to work in companies that have yet to fully form, as the public market takes body blows and earnings disappoint. and that Mary Ann’s fintech newsletter is coming soon. You can sign up for it here. The TechCrunch Top 3. The lesson?

incumbents 89

incumbents board enablement startup 89

Entrepreneur's Handbook

JUNE 21, 2021

You have an initial product, and maybe even raised capital. If you are a problem insider, interview people from your personal network and ask these open questions among others: How much time and/or money are they are losing due to existing inefficiencies? How to find them? What is their current approach towards solving the problem?

startup 89

startup strategy SaaS incumbents 89

TechCrunch

MARCH 29, 2022

Founders : Before beU delivery, Hao Zheng, who leads the team as chief executive, was the founder and CEO of Yooul, a social networking app in China. Abdigani Diriye, Khalid Keenan and Youcef Oudjidane, the other co-founders, have combined experience across engineering, investment banking and venture capital. Website : [link].

startup 91

startup hospitality health financing 91

TechCrunch

DECEMBER 6, 2022

There’s a growing market for private cellular networks, or dedicated cell networks configured to support a company’s specific requirements within a confined area (think a warehouse or wind farm). But that hasn’t stopped new ventures from cropping up to challenge the incumbents.

networking 88

networking startup incumbents energy 88

Y Combinator

DECEMBER 15, 2022

Problems & Ideas: Financing as a service for building electrification Contractor enablement Finding ways (at scale) to add trust as well as ensure accountability Improving the quote lifecycle to reduce time spent (and truck rolls), automate system design, and improve installed system performance.

energy 95

energy startup construction transportation 95

abovethecrowd.com

JUNE 17, 2014

First, they believe that the current offerings from the financial incumbents are lacking. banking system is the Automated Clearing House network, broadly known as ACH. This supposedly “electronic” network enables people to transfer funds from one bank account to another. The basis of this argument is really two fold.

disruption 83

disruption financing finance incumbents 83

Tomasz Tunguz

MAY 23, 2013

It’s the company that pursues an incumbent with faster, better or cheaper solution and in particular a solution that cannibalizes the incumbent’s business model typically because of a lower cost structure. When Last Mover Works. Technology, platform or behavioral discontinuities. When Last Mover is Challenged. Takeaways for Startups.

incumbents 44

incumbents enablement strategy disruption 44

Y Combinator

APRIL 26, 2021

Even with $125K from YC and $1–2M in venture funding, a startup’s credit limit is still likely to tap out at $20K from an incumbent creditor—which is not nearly enough to cover software, marketing, and other expenses. incumbent offerings which only offered end-of-month reconciliation). The incumbent system involves three key “stacks.”

incumbents 124

incumbents financing finance enablement 124

TechCrunch

OCTOBER 27, 2021

But it feels like we have written far less about fintechs that exist solely to help the incumbents better compete with fintechs. Other investors include B Capital, Point72 Ventures, Fintech Collective, Reciprocal Ventures, Wells Fargo and Pacific Western Bank. We help the incumbents close the gap relative to those players.”.

incumbents 88

incumbents frameworks financing finance 88

Unvalidated Learnings

SEPTEMBER 26, 2014

Both approaches complement each other, especially for innovative tech companies which typically disrupt an existing market by undercutting the incumbents on the one hand ( and hence shrinking the market), while creating a new use case attracting a larger number of new users on the other hand. How profitable can it be?

investing 52

investing investment peer-to-peer disruption 52

abovethecrowd.com

NOVEMBER 13, 2012

OpenTable enables the consumer to search reservation availability across hundreds and hundreds of restaurants in a matter of seconds. That capability never existed before, and as a result the delta of the new experience vs. the incumbent experience (dialing restaurants one by one) is extremely high. “Wow” Network Effects.

networking 101

networking opportunity enablement incumbents 101

TechCrunch

NOVEMBER 13, 2022

Unicorn Flexport is revolutionizing the world of logistics , serving as a freight forwarder with software that enables customers to manage their shipments. The Los Angeles and Taipei-based startup has raised $23 million in Series A funding, co-led by Flex Capital and Headline.

incumbents 70

incumbents transportation capital enablement 70

TechCrunch

MAY 15, 2022

billion that SoftBank had agreed to invest back in November of last year because he “wanted the capital to build our dream,” knowing “the world was about to get ugly.” . “I Those apps are increasingly adding an ‘investment button’ that enables consumers to purchase US Equities. I believe in you.”. Ali Heron, Petal CTO.

financing 83

financing finance enablement venture capital 83

TechCrunch

NOVEMBER 28, 2022

By providing these products as a unified strategic solution, the goal is to enable hardware manufacturers the ability to get to production volume without investing in the specialized facilities or headcount historically needed to manage electronic components. Image Credits: Cofactr (opens in a new window).

incumbents 77

incumbents ventures opportunity enablement 77

TechCrunch

DECEMBER 6, 2022

And on the incumbent side, Google’s competing for dominance with its tensor processing units (TPUs) while Amazon’s betting on Inferentia. The startup also hasn’t detailed its proprietary networking protocol, a protocol that it has previously claimed is more performant than existing solutions.

accelerator 95

accelerator networking incumbents support 95

TechCrunch

JUNE 22, 2022

The models of these B2B companies mirror their retail e-commerce counterparts such as Wasoko and TradeDepot, as they use tech-enabled solutions to digitize medicine distribution to underserved pharmacies, drug shops, clinics, and hospitals. As such, their growth has been rapid, Salient says.

investing 114

investing investment health startup 114

TechCrunch

JANUARY 31, 2023

Showing that there’s real investor enthusiasm for identity management platforms, Saviynt , which enables companies to secure apps, data and infrastructure in a single platform, today announced that it raised $205 million in debt from AB Private Credit Investors’ Tech Capital Solutions group. from last year’s $1.3

incumbents 67

incumbents leadership pitching investing 67

TechCrunch

APRIL 20, 2023

Their goal was to take that 10 years of experience investing through the venture capital arm of one of the world’s largest credit card companies, and apply it firsthand to new early-stage investments — but with a twist. It aims to help startups there partner, expand and commercialize in the U.S. Want more fintech news in your inbox?

ventures 76

ventures incumbents startup VC 76

TechCrunch

OCTOBER 20, 2022

A new startup is setting out to help companies build and harness communities around their products, enabling them to side-step multiple disparate tools and manage everything in a single platform. funds, including J&T Ventures, Credo Ventures, Mxv Capital, and Plug & Play Tech Center.

communities 82

communities mix-use incumbents disruption 82

abovethecrowd.com

DECEMBER 18, 2017

healthcare system does not operate as a free marketplace with the type of open-competition that we often associate with capitalism. Narrow Networks — Narrow networks are an interesting response to the above market prices that the large hospitals and groups are pushing on the broader market.

health 59

health hospitality networking mix-use 59

TechCrunch

JANUARY 16, 2021

The investors: Boaz Dinte , managing general partner, Qumra Capital. Adi Levanon Chazan , partner, Flint Capital. Noam Kaiser , partner, Intel Capital. Boaz Dinte, Qumra Capital. Riskified makes e-ommerce easier and safer and enables a thriving e-commerce environment. Rafi Carmeli , partner, Viola Growth.

startup 141

startup mix-use SaaS advice 141

TechCrunch

JULY 26, 2021

Revolution Ventures led the round and was joined by existing investors Madrona Venture Group, Oregon Venture Fund and Mucker Capital, as well as Wise co-founder Taavet Hinrikus. Its banking APIs enable developers to create their own digital wallets, replacing the need to integrate with legacy financial institutions.

development 103

development real estate incumbents ventures 103

Both Sides of the Table

DECEMBER 22, 2011

Socially connected individuals and platforms that enable faster roll-outs of successful products. Ones that offer amazing value (low relative margins) at high volumes that makes it nearly impossible for high-cost incumbents to compete. How does the incumbent respond? How do existing incumbents compete with that?

incumbents 386

incumbents startup networking disruption 386

TechCrunch

AUGUST 23, 2022

We’ll have the new Discovery Stage featuring in-depth demos and speaker Q&As, roundtables, networking, breakout sessions and more. billion pool of capital to work by backing early-stage web3 companies. And in the name of coming back bigger and better than ever, the Disrupt Startup Battlefield has grown by 10x. Yes, Chief.

disruption 81

disruption pitching VC ventures 81

Andreessen Horowitz

MARCH 20, 2024

01:07] Social networks as compliment to AI [03:59] Poe: bringing AI to the masses [05:51] The future of AI is multi-model and multimodal [08:11] Is the model the product? [11:31] And meanwhile, I just watched social networking start to boom. Find more content from our AI Revolution series on www.a16z.com/AIRevolution.

incumbents 142

incumbents networking technology creativity 142

OnStartups

JULY 7, 2021

What you should do, since now you're out of Twitch, you should do a professional network that's powered by the blockchain that, and I'm going to say this as kindly. Because people don't love the incumbent right now. One is the crypto social network. I'm going to give you my pitch, Shaan. that people love. Shaan: That's insane.

frameworks 135

frameworks culture advice networking 135