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History of The MP3

Unvalidated Learnings

It initially targeted a tiny niche of users: few people were on the Internet with a fast enough connection at the time, no one had an MP3 player, and there was nowhere convenient to download MP3 files. incumbents simply did not have the right teams to adapt to the changing environment. There is also a DNA issue at stake?—?incumbents

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The Ezra Klein Show: VC Bill Gurley on Transforming Health Care

abovethecrowd.com

You can download The Weeds live episode for that. You can get it wherever fine podcasts are downloaded. Bill Gurley : Well, industries get more regulated and incumbents write the regulation. I talk more than I typically try to, even though I typically talk a lot in this podcast, but I hope you enjoy it a lot anyway.

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Monzo Makes Money Work For Everyone

Y Combinator

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer. Outperforming incumbents with modern experience and digital infrastructure. Monzo has also been able to move faster than incumbents because of its forward-looking approach to building banking infrastructure.

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Accel backs Mexican startup Flink’s effort to bring consumer investing to Latin America

TechCrunch

And, the app was recently ranked in the top 10 of all apps downloaded in Mexico via Google Play, surpassing Spotify and Facebook app downloads, according to Amozurrutia. The banks and incumbents take advantage of that and make people feel like they’re not smart enough to manage their money.

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Column Tax announces $5.1M seed round to launch mobile tax-prep products

TechCrunch

Column Tax’s software differs from that of incumbents like TurboTax and H&R Block in that it is mobile-only and will be embedded into a customer’s existing bank account, allowing for year-round integration that the company says will cut down users’ time spent on tax prep.

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Egyptian investment app Thndr nabs $20M from Tiger Global, Prosus Ventures and others

TechCrunch

Thndr, launched in late 2020 by Ahmad Hammouda and Seif Amr , is filling the gap by making it easier to open and manage investment accounts, consequently replacing traditionally slow and outdated processes by incumbents. So how has Thndr managed to garner more than 300,000 downloads just providing local stocks?

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Founded by Google’s former head of ads, Neeva brings its ad-free search engine to Europe

TechCrunch

Europe is perhaps an obvious first step for Neeva’s inaugural expansion plans, owing to the slew of antitrust complaints currently faced by the mighty incumbent Google, with legislators targeting everything from e-commerce (Google Shopping) and Android to its dominance of the online ad market. France and Germany. ” Privacy push.

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