TechCrunch

JUNE 23, 2022

For nearly all fintech startups, lending has long been the end game. Several startups including Slice, Jupiter, Uni and KreditBee have long used the PPI licenses to issue cards and then equip them with credit lines. A notice from India’s central bank this week has thrown a wrench into the ecosystem, scrutinizing just who all can lend.

startup 97

startup incumbents disruption accelerator 97

TechCrunch

APRIL 20, 2021

“Challenger” startups in banking and insurance have upended their industries, and picked up significant business, by building more customer-friendly tools and services — more personalized, easier to access and usually competitively priced — than those typically provided by their bigger, incumbent rivals.

incumbents 106

incumbents consulting SaaS disruption 106

TechCrunch

JANUARY 22, 2021

Five success factors for behavioral health startups. As consumers grew more comfortable with the web, marketplaces like eBay, Etsy, Expedia and Wayfair* emerged, enabling historically offline transactions to occur online. Back in 2014, Chris Dixon wrote a bit about this phenomenon in his post on “ Full stack startups.”

real estate 144

real estate incumbents health disruption 144

Tomasz Tunguz

AUGUST 28, 2021

The platform fee establishes a stable relationship and the usage pricing enables the customer to scale up or down as a function of their traffic which might vary throughout the year. Sometimes, entering the market with a different pricing model disrupts incumbents. Segment is a good example of this. Competition.

frameworks 107

frameworks strategy incumbents startup 107

TechCrunch

AUGUST 11, 2021

We see an emphasis on young founders (“40 Under 40”), innovative ideas and disruptive challenges to legacy brands, incumbent companies and “old” ways of thinking. This concept is powerful because it helps older adults share their life experience and build relationships with other families. Older adults have so much to offer.

incumbents 101

incumbents peer-to-peer strategy disruption 101

TechCrunch

JULY 7, 2021

When Daniel Simon sold Bread , a consumer purchase finance and payments startup he’d co-founded, to Alliance Data Systems for over $500 million late last year, he quickly set his sights on building another startup. Coast co-founders Daniel Simon and Andrew Woolf.

founder 98

founder startup incumbents financing 98

Tomasz Tunguz

DECEMBER 2, 2012

In this month’s HBR, Clay Christensen and Maxwell Wessell published an article targeted to the CEOs of large companies on how to prevent disruption to their businesses. The tech-implementation barrier: Startups should leverage their nimbleness and focus to bring a better product to market faster.

disruption 40

disruption incumbents real estate startup 40

TechCrunch

DECEMBER 14, 2022

“As many businesses are coming out of the pandemic with a new affinity for hybrid and remote work, modern technologies that can best enable the secure and efficient delivery and management of digital workspaces are in high demand.” . “The market timing for this investment is ideal,” he added.

incumbents 90

incumbents disruption board enablement 90

Entrepreneur's Handbook

JUNE 21, 2021

a critical juncture of your venture’s life cycle, as a majority of startups have only one chance to make a strong first impression. Devising an effective go-to-market strategy requires thinking beyond traditional approaches towards growth, which are often not optimal for category-defining startups.

startup 89

startup strategy SaaS incumbents 89

TechCrunch

NOVEMBER 22, 2021

Bhettay wasn’t planning to raise additional funds so soon after the Series B, but said accelerated growth in the business enabled the company to hire more, check off more of the to-do list items over the past eight months and provided a unique opportunity to lean in on partnerships and expand financial plans. “As

capital 98

capital incumbents education health 98

TechCrunch

SEPTEMBER 15, 2021

Startup insurance provider Vouch raises $90M, now valued at $550M. Ascend is offering point-of-sale financing to enable insurance brokers to break up those commercial payments into monthly installments. Why have the markets spurned public neoinsurance startups? They started Ascend to solve that payments pain point. Ascend app.

financing 83

financing finance incumbents disruption 83

TechCrunch

NOVEMBER 23, 2021

Mobiz , a South African startup integrating hyper-personalization into mobile marketing, has raised a pre-Series A round of $ 4 million from HAVAÍC, Futuregrowth, Launch Africa, Allan Gray E-Squared Ventures, CapaciTech and Endeavor’s Harvest Fund. The investment comes as the startup is ramping up efforts to expand into the U.S.

incumbents 90

incumbents disruption opportunity enablement 90

TechCrunch

AUGUST 7, 2022

Last week, Paystand — a blockchain-enabled B2B payments startup — announced it had acquired Mexican fintech Yaydoo — creating a new unicorn in the resulting new entity. has a legacy, centralized financial infrastructure that needs to be disrupted and re-imagined by fintechs with blockchain technology. and Mexico. and Mexico.

real estate 106

real estate VC mix-use opportunity 106

TechCrunch

SEPTEMBER 18, 2022

Via email, a spokesperson told me that the IO Mastercard is designed to help startups scale their business. This is particularly interesting because many of the existing corporate card players often point to Concur as an incumbent that they are trying to replace. Today, he serves as the startup’s CEO. Seen on TechCrunch.

real estate 82

real estate incumbents opportunity founder 82

Both Sides of the Table

FEBRUARY 7, 2011

We always say that great opportunities are composed of a world-class team addressing a big & disruptive market opportunity. They incumbents might provide terrible products or services that you think you can better. I can’t tell you how incumbents will act and who else will choose to compete fiercely with us.

entrepreneurs 330

entrepreneurs incumbents VC disruption 330

Tomasz Tunguz

JANUARY 14, 2016

2015 is the end of an era, the era of startup growth at any cost. ” This change in investor mentality is catalyzed by the increasing cost of startup capital. Starting in 2014, and perhaps even a bit before, startups have been able to raise capital at better terms than at any time since 2000. Crunchbase tallies $10.1B

real estate 40

real estate startup incumbents sustainability 40

Tomasz Tunguz

MAY 23, 2013

It’s the company that pursues an incumbent with faster, better or cheaper solution and in particular a solution that cannibalizes the incumbent’s business model typically because of a lower cost structure. Companies like AirBnB, Uber, Path, and Axial are pursuing this strategy disrupting Craigslist, Facebook and LinkedIn.

incumbents 44

incumbents enablement strategy disruption 44

TechCrunch

JULY 25, 2022

It’s been on the lips of a growing number of investors on the hunt for disruptive opportunities blockchain-based technologies can offer. Blockchain is at its most powerfully disruptive when it supplies the missing link. can repair the attention-driven digital economy. What’s your web3 strategy?

frameworks 91

frameworks founder incumbents disruption 91

Unvalidated Learnings

SEPTEMBER 26, 2014

“Businesses that disrupt/create huge markets with a non-replicable product offering a must-have service , which gets better the more people use it.” It is (relatively) easy to grow fast for the first few years of the life of a startup, but maintaining that growth past $10m and then past $100m is a whole different game.

investing 52

investing investment peer-to-peer disruption 52

Both Sides of the Table

MAY 4, 2015

Try to imagine if you *didn’t* already know Amazon and the company walking into VC meetings telling people they were going to disrupt the selling of all goods starting with books but then extending into electronics, apparel, toys and so forth. The value prop is pretty clear. And here’s the thing. Are the dinosaurs worried?

real estate 364

real estate startup disruption incumbents 364

Tomasz Tunguz

MAY 20, 2015

Today, we’re seeing a new segment of the SaaS ecosystem move to free - the SaaS Enabled Marketplace (SEM). SaaS Enabled Marketplaces, like Contently, charge for both software (content management tools) and access to a market place (of content producers). FSEMs can be incredibly disruptive businesses.

enablement 40

enablement SaaS incumbents startup 40

OurCrowd

AUGUST 14, 2019

While incumbent competitor Mattress Firm began a process of consolidation and subsequently filed for bankruptcy in 2018, Casper announced it would be opening 200 retail locations across the US. Whether that means integrating Google Pay or working with startups to develop technologies we don’t have the capacity to work on ourselves.”.

sustainability 51

sustainability incumbents technology strategy 51

Y Combinator

DECEMBER 8, 2021

Scaling a startup is hard. Scaling a startup bank is even harder. In April 2020, British banking startup Monzo’s revenue fell by almost 50%. 2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer. expectations.

peer-to-peer 101

peer-to-peer incumbents financing finance 101

Tomasz Tunguz

APRIL 10, 2013

But he defined secrets for startups in a different way than one might expect. Leveraging the secret means disruption and ultimately success. Startups shouldn’t rely on more manpower, bigger ad budgets or data access advantages in fields where there is a large incumbent. A secret is not an unknown.

incumbents 44

incumbents startup disruption enablement 44

Tomasz Tunguz

SEPTEMBER 10, 2014

In a few days, Thiel and Masters will release a book version of these notes called Zero to One: Notes on Startups or How to Build the Future. I was given a copy at TechCrunch Disrupt. Every person curious about or in the world of startups should read it, because it contains so much original thought.

disruption 40

disruption startup incumbents culture 40

TechCrunch

APRIL 26, 2021

Cuckoo Internet, which is aiming to be an insurgent startup in the broadband provider space in the U.K., We’re excited that this funding will enable us to help tens of thousands of people across the country make their broadband simple, for good.”. ” Cuckoo Internet closes seed funding to disrupt UK broadband market.

investing 98

investing investment incumbents startup 98

Y Combinator

DECEMBER 8, 2021

Scaling a startup is hard. Scaling a startup bank is even harder. In April 2020, British banking startup Monzo’s revenue fell by almost 50%. 2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer expectations.

peer-to-peer 40

peer-to-peer incumbents financing finance 40

TechCrunch

NOVEMBER 11, 2021

Food and beverage startup The Naked Market bagged $27.5 In addition, a direct customer feedback loop enables The Naked Market to quickly gauge which products are winning with consumers so they can be scaled. Fugman said a multibillion market like that “gets us excited to have this kind of landscape for disruption.”

capital 86

capital incumbents venture capital enablement 86

TechCrunch

JANUARY 16, 2021

Israel’s startup ecosystem raised record amounts of funding and produced 19 IPOs in 2020, despite the pandemic. Subscribe to access all of our investor surveys, company profiles and other inside tech coverage for startups everywhere. This a great example of company that is disrupting a traditional market. Oh, and one more thing.

startup 141

startup mix-use SaaS advice 141

TechCrunch

MARCH 18, 2022

faster than those incumbents, and continue to expand it to more services in its home market, as well as take them abroad. That spells opportunity for companies that are enabling that adoption. The company has raised £175 million ($230 million at today’s conversion rates), from a single investor, the PE firm Apax Partners.

incumbents 79

incumbents enablement disruption innovation 79

TechCrunch

OCTOBER 20, 2022

A new startup is setting out to help companies build and harness communities around their products, enabling them to side-step multiple disparate tools and manage everything in a single platform. funds, including J&T Ventures, Credo Ventures, Mxv Capital, and Plug & Play Tech Center. Community meets product. .

communities 82

communities mix-use incumbents disruption 82

TechCrunch

MAY 12, 2022

In the latest development on this theme, a UK startup called Token.io If the name “Token” got you wondering how and if this startup is somehow involved in cryptocurrency, you would be both wrong and right. Some will still need financing and credit alternatives.

incumbents 81

incumbents financing finance innovation 81

Y Combinator

APRIL 26, 2021

When Henrique Dubugras and Pedro Franceschi joined the YC W17 batch with an idea for a VR startup, they quickly encountered a problem. Cards are particularly a must have for young companies because large vendors don’t often accept ACH and other forms of alternative payment from early startups.

incumbents 124

incumbents financing finance enablement 124

TechCrunch

OCTOBER 26, 2022

At least, that’s the opinion of Prashant Ghildiyal, one of the co-founders of Devtron , a startup offering a platform to address what he believes are the top challenges facing the DevOps space. That’s not to mention startups like Render , which raised $20 million last November after winning our Disrupt SF 2019 Startup Battlefield.)

capital 73

capital incumbents enablement disruption 73

TechCrunch

AUGUST 23, 2022

Disrupt is turning 12 years old. But after a couple of years coming to you virtually, the world’s most impactful tech startup conference is coming back to real life. And in the name of coming back bigger and better than ever, the Disrupt Startup Battlefield has grown by 10x. Disrupt Stage Agenda.

disruption 81

disruption pitching VC ventures 81

Both Sides of the Table

DECEMBER 22, 2011

Socially connected individuals and platforms that enable faster roll-outs of successful products. Ones that offer amazing value (low relative margins) at high volumes that makes it nearly impossible for high-cost incumbents to compete. If you’re a startup and you haven’t read my summary of Clay Christensen’s seminal work please do.

incumbents 386

incumbents startup networking disruption 386

Tomasz Tunguz

JULY 10, 2016

Displacement technologies compete with incumbents on the same buying parameters. Disruptive companies change the way a buyer thinks about solving their need. On the other hand, workflow applications enable workers to do work. The next big shift in SaaS is an evolution from software as a service as a displacer to a disruptor.

SaaS 40

SaaS peer-to-peer incumbents disruption 40