Unvalidated Learnings

JUNE 8, 2017

As such, the history of the MP3 gives an excellent framework to anticipate how disruptive 10x innovations impact a market, and who the winners and losers of such breakthroughs will be. Consumer adoption created a de facto standard that was then impossible to bypass due to network effects.

incumbents 40

incumbents disruption frameworks innovation 40

Y Combinator

DECEMBER 8, 2021

This simple decision enabled Monzo to quickly launch spend categories, round up transactions, pots (sub accounts), trends (where you can see all your accounts in one place), and other first-of-its-kind features. Today, the average user has 30 friends on Monzo and 83% of active customers enable P2P payments within their first year.

peer-to-peer 101

peer-to-peer incumbents financing finance 101

OurCrowd

MAY 23, 2021

with software that enables forklifts to be operated remotely from thousands of miles away, Bloomberg reports. ThetaRay enables the acceleration of cross-border payments between banks while protecting financial institutions from financial crime. Your portfolio gets stronger when the OurCrowd network gets involved. Introductions.

enablement 41

enablement technology incubation construction 41

Y Combinator

DECEMBER 8, 2021

This simple decision enabled Monzo to quickly launch spend categories, round up transactions, pots (sub accounts), trends (where you can see all your accounts in one place), and other first-of-its-kind features. Today, the average user has 30 friends on Monzo and 83% of active customers enable P2P payments within their first year.

peer-to-peer 40

peer-to-peer incumbents financing finance 40

abovethecrowd.com

JULY 10, 2014

This post was a shortened version of a more detailed post he had written for his own blog titled “ A Disruptive Cab Ride to Riches: The Uber Payoff.” When you materially improve an offering, and create new features, functions, experiences, price points, and even enable new use cases, you can materially expand the market in the process.

transportation 111

transportation opportunity networking venture capital 111

Y Combinator

APRIL 26, 2021

Brex’s digital approach enabled them to instantly onboard customers with 10-20x higher credit limits than incumbents were able to offer. This change enabled Brex to grow new monthly customers tenfold, and they were able to maintain instant same-day approvals for 80% of those customers. The incumbent system involves three key “stacks.”

incumbents 124

incumbents financing finance enablement 124

Both Sides of the Table

DECEMBER 22, 2011

Socially connected individuals and platforms that enable faster roll-outs of successful products. Craigslist is everybody’s favorite business to say, “I’m going to disrupt them” but somehow nobody has really been able to. I met with our network experts to figure out whether we could launch a competing service.

incumbents 386

incumbents startup networking disruption 386

OurCrowd

JULY 2, 2020

This large-scale global pandemic made healthcare – an industry traditionally slow to adopt innovation because of cumbersome regulatory and governmental pathways, low IT budgets, legacy systems, lack of trained personnel, and more – ripe for disruption. Download the full edition here. About the Authors.

hospitality 68

hospitality health innovation incubation 68

Both Sides of the Table

JULY 10, 2011

Twitter’s significance stems from the fact that it is a real time, open, asymmetric, social, viral referral network that is often location aware and provides both explicit and implicit interests and preferences. That is what I Tweeted when I saw DataSift present as a finalist at TC Disrupt last year. The Importance of Twitter.

peer-to-peer 307

peer-to-peer development networking investing 307