book document incumbents 
Andreessen Horowitz
MARCH 28, 2024
For new entrants looking to take advantage of the advent of LLMs and disrupt the status quo by going upstream of these incumbents, we’ve done a deep dive into Bloomberg, Morningstar, and Verisk’s stories. In doing so, each built the beginnings of what are now category-defining businesses.
TechCrunch
JUNE 23, 2022
Fintech startups are convinced that banks have lobbied the RBI to reach this decision, employing the age-old tactic where incumbents cry foul and rely on the regulator to rescue the day. India’s credit bureau data book is thin, making most individuals in the South Asian market unworthy of credit. ” the founder added.
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TechCrunch
NOVEMBER 16, 2020
And in all those cases, big old incumbents like ICC will try to find ways to slow down their new competitors.” Law isn’t the only kind of information created by the government that can be leveraged in new ways. Property data, statistics and other kinds of government data can also support new businesses.
Y Combinator
APRIL 26, 2021
Even with $125K from YC and $1–2M in venture funding, a startup’s credit limit is still likely to tap out at $20K from an incumbent creditor—which is not nearly enough to cover software, marketing, and other expenses. incumbent offerings which only offered end-of-month reconciliation). The incumbent system involves three key “stacks.”
Both Sides of the Table
DECEMBER 22, 2011
I have other areas of interest & competence such as cloud computing and document management given my background. Ones that offer amazing value (low relative margins) at high volumes that makes it nearly impossible for high-cost incumbents to compete. How does the incumbent respond? How it May Apply to Your Business?
TechCrunch
MARCH 22, 2023
Besides seeking to snag market share from incumbents such as Concur, Brex is also taking on startups such as Navan (formerly called TripActions) — which actually started its business focused on travel expense management before broadening its offering — and also Ramp, which itself expanded into travel last year.
Tomasz Tunguz
MARCH 20, 2013
Incumbents and startups alike are duking it out. The incumbents, Microsoft and Apple, leverage their own advantages heavily. Google entered the fray seeking to displace Office with a web based document creation suite whose by-product was an online file system that evolved into Drive. It may as well be the same one.
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