Y Combinator

AUGUST 30, 2021

In the long run, software platforms have the potential to be much larger than traditional incumbents. There are nearly six million small and medium businesses (SMBs) in the country, employing 43 million people. As a result, SMBs have been forced to cobble together off-the-shelf products, spreadsheets, and manual work to run their operations.

incumbents 87

incumbents peer-to-peer health opportunity 87

Unvalidated Learnings

SEPTEMBER 26, 2014

Both approaches complement each other, especially for innovative tech companies which typically disrupt an existing market by undercutting the incumbents on the one hand ( and hence shrinking the market), while creating a new use case attracting a larger number of new users on the other hand. What’s yours? ”?—?below Four things: 1.

investing 52

investing investment peer-to-peer disruption 52

Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer. Scaling a consumer-focused financial platform—that is also now the primary bank account for millions of UK consumers—in the midst of a once in a century pandemic is close to impossible. This did not happen by magic.

peer-to-peer 101

peer-to-peer incumbents financing finance 101

This is going to be BIG.

MARCH 14, 2013

You're in a different network of peers and they're getting some invites that you don't. I didn't suck as bad as some of the other kids--I tried to swing, wouldn't swing over my head, but I certainly never really hit the ball. I succeeded. I couldn't wait to join the upper level team the next year. Except, they didn't invite me back.

peer-to-peer 287

peer-to-peer incumbents opportunity media 287

Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer expectations. Scaling a consumer-focused financial platform—that is also now the primary bank account for millions of UK consumers—in the midst of a once in a century pandemic is close to impossible.

peer-to-peer 40

peer-to-peer incumbents financing finance 40

Y Combinator

MAY 1, 2019

00:00 – Jarvis’ intro. 00:30 – Where his videos first got traction. 1:10 – Being part of the software industry while critiquing it. 3:45 – How he got into programming. 6:10 – Moving to California. 7:30 – Interning at Google then Yelp. 9:00 – Interviewing multiple times at the same company. Google Play.

peer-to-peer 44

peer-to-peer advice creativity opportunity 44

Haystack

JULY 20, 2018

More recently, this trend has shifted a bit within the Bay Area, which today’s giants like Uber, Airbnb, and Stripe being built in San Francisco proper while incumbents down south have begun scooping up premium commercial real estate in the city. Well, that time has finally come. These questions have been rattling around my brain. Here goes….

investing 116

investing investment venture capital peer-to-peer 116

Tomasz Tunguz

JULY 10, 2016

Displacement technologies compete with incumbents on the same buying parameters. SaaS products initially were viewed as a cheaper, often inferior product to their client/server peers. The products that appeal to salespeople, sales development reps, marketing associates, customers support reps are the most successful.

SaaS 40

SaaS peer-to-peer incumbents disruption 40