OurCrowd

AUGUST 14, 2019

While incumbent competitor Mattress Firm began a process of consolidation and subsequently filed for bankruptcy in 2018, Casper announced it would be opening 200 retail locations across the US. CB4 , for example, has developed machine learning software that enables retail chains to solve operational issues that hamper sales.

sustainability 51

sustainability incumbents technology strategy 51

Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer. Outperforming incumbents with modern experience and digital infrastructure. Monzo also cracked world-class customer support via in-app chat. expectations. Traditional banks have not been able to keep pace.

peer-to-peer 101

peer-to-peer incumbents financing finance 101

Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer expectations. Monzo attacked incumbent models by creating an entirely app-based experience where customers could open a checking account from their phone for free. Traditional banks have not been able to keep pace.

peer-to-peer 40

peer-to-peer incumbents financing finance 40

Tomasz Tunguz

MAY 29, 2014

The Internet enables potential customers to research products much more deeply before engaging with a sales person. The large amount of users using the product enables A/B testing with statistical significance, a non-trivial strategic advantage. Most important, the marginal cost of supporting a free user must be close to negligible.

incumbents 40

incumbents education frameworks enablement 40

Y Combinator

APRIL 26, 2021

Even with $125K from YC and $1–2M in venture funding, a startup’s credit limit is still likely to tap out at $20K from an incumbent creditor—which is not nearly enough to cover software, marketing, and other expenses. Over time, Stripe has expanded to support more business models (e.g., ecommerce, SaaS, marketplaces) and verticals.

incumbents 124

incumbents financing finance enablement 124

Both Sides of the Table

DECEMBER 22, 2011

Socially connected individuals and platforms that enable faster roll-outs of successful products. Ones that offer amazing value (low relative margins) at high volumes that makes it nearly impossible for high-cost incumbents to compete. How does the incumbent respond? How do existing incumbents compete with that?

incumbents 386

incumbents startup networking disruption 386

TechCrunch

FEBRUARY 8, 2022

Thndr, launched in late 2020 by Ahmad Hammouda and Seif Amr , is filling the gap by making it easier to open and manage investment accounts, consequently replacing traditionally slow and outdated processes by incumbents. So how has Thndr managed to garner more than 300,000 downloads just providing local stocks?

investing 99

investing investment ventures incumbents 99