Unvalidated Learnings

JUNE 8, 2017

Not only did the incumbents fail to grasp the potential value, but it would have made no sense for them to go after such a small unprofitable niche, which would have been irrelevant to their top line, and eating away at their bottom line (CDs were 90%+ gross margin products back then). most of the value created would accrue to new entrants.

incumbents 40

incumbents disruption frameworks innovation 40

abovethecrowd.com

DECEMBER 18, 2017

Most frequently people use this phrase in association with personal technology devices (heart-monitors, exercise accessories, sleep monitors, etc) that allow consumers to take direct control of their health information. The subject of the “consumerization of healthcare” has been around for many years. If you were a U.S.

health 59

health hospitality networking mix-use 59

abovethecrowd.com

NOVEMBER 14, 2017

Our firm has had the good fortune to invest in many two-sided networks that used information aggregation, supplier aggregation, and user generated content to attract and inform consumers and resultantly disrupt and change different industries. Additionally, all of us that have been consumers of the U.S.

health 43

health VC hospitality disruption 43