Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer. Outperforming incumbents with modern experience and digital infrastructure. Monzo has also been able to move faster than incumbents because of its forward-looking approach to building banking infrastructure.

peer-to-peer 103

peer-to-peer incumbents financing finance 103

abovethecrowd.com

JUNE 17, 2014

Many entrepreneurs in Silicon Valley believe that the financial services industry in the United States is “ripe for disruption. ” First, they believe that the current offerings from the financial incumbents are lacking. This supposedly “electronic” network enables people to transfer funds from one bank account to another.

disruption 83

disruption financing finance incumbents 83

TechCrunch

APRIL 20, 2021

“Challenger” startups in banking and insurance have upended their industries, and picked up significant business, by building more customer-friendly tools and services — more personalized, easier to access and usually competitively priced — than those typically provided by their bigger, incumbent rivals.

incumbents 106

incumbents consulting SaaS disruption 106

TechCrunch

MAY 25, 2022

today closed a $30 million additional investment from Fidelity Management & Research Company with participation from Lip-Bu Tan (who’s joining the board) and previous investors, concluding the startup’s Series B. . After emerging from stealth in 2019, Sima.ai “I founded Sima.ai As over-100-employee Sima.ai

startup 95

startup accelerator incumbents disruption 95

American Entrepreneurship

SEPTEMBER 22, 2023

“Investors are putting a premium on growth in the context of profitability, and we’re growing exceptionally fast because we’re able to profitably serve customers who aren’t being well served by incumbents,” said Sean Harper, CEO of Kin.

financing 52

financing finance incumbents entrepreneurship 52

Andreessen Horowitz

DECEMBER 13, 2023

The emergence of generative AI, cloud computing, and new spatial platforms is poised to disrupt 3D creation end-to-end. A cloud native engine will enable creation of 3D experiences using any device from anywhere via a browser. Godot was used by the engine creators to ship games for nearly 10 years before the engine was open-sourced.

incumbents 145

incumbents creativity development enablement 145

Both Sides of the Table

MAY 4, 2015

Try to imagine if you *didn’t* already know Amazon and the company walking into VC meetings telling people they were going to disrupt the selling of all goods starting with books but then extending into electronics, apparel, toys and so forth. And they have. Innovation. MakeSpace set out to reinvent the whole category.

real estate 364

real estate startup disruption incumbents 364

TechCrunch

AUGUST 11, 2021

We see an emphasis on young founders (“40 Under 40”), innovative ideas and disruptive challenges to legacy brands, incumbent companies and “old” ways of thinking. It often seems like so many consumer-facing apps today are created for younger people. Older adults are the most underserved demographic for the tech world.

incumbents 101

incumbents peer-to-peer strategy disruption 101

TechCrunch

MARCH 18, 2022

faster than those incumbents, and continue to expand it to more services in its home market, as well as take them abroad. That spells opportunity for companies that are enabling that adoption. The growth of e-commerce and other services on digital platforms has further spurred that trend.

incumbents 79

incumbents enablement disruption innovation 79

Both Sides of the Table

DECEMBER 22, 2011

I’m often asked by people what investment areas interest me. I try to invest in things that I know and that I believe I might have better knowledge and relationships than the masses of VCs. But one theme in pervasive in all my thinking about investing in Internet-based companies: Deflationary economics. Here’s what I mean.

incumbents 386

incumbents startup networking disruption 386

TechCrunch

NOVEMBER 11, 2021

million of Series A investment, led by Integrated Capital, to continue developing its line of healthier food brands. In addition, a direct customer feedback loop enables The Naked Market to quickly gauge which products are winning with consumers so they can be scaled. Food and beverage startup The Naked Market bagged $27.5

capital 86

capital incumbents venture capital enablement 86

TechCrunch

AUGUST 4, 2022

In a nutshell, Geopagos feels it is in the ideal position of being able to serve as the software enabler that can retrofit incumbents like large banks and launch the enablers like fintechs. Indeed, customers include large financial institutions, fintechs, retailers and software companies, among others.

startup 84

startup incumbents financing finance 84

TechCrunch

DECEMBER 14, 2022

“The market timing for this investment is ideal,” he added. “As many businesses are coming out of the pandemic with a new affinity for hybrid and remote work, modern technologies that can best enable the secure and efficient delivery and management of digital workspaces are in high demand.”

incumbents 90

incumbents disruption board enablement 90

TechCrunch

SEPTEMBER 15, 2021

In addition, one of the only ways insurance companies can make a profit is by taking those hundreds of millions of dollars in payments and investing it. Ascend is offering point-of-sale financing to enable insurance brokers to break up those commercial payments into monthly installments. Ascend app.

financing 83

financing finance incumbents disruption 83

Andreessen Horowitz

SEPTEMBER 25, 2023

4:03] Jambot demo [7:02] Human vs. AI creativity [13:37] Applying AI to design [14:31] Startups vs. incumbents Will AI replace designers? That doesn’t mean you’re going to invest. Startups vs. incumbents David: I want to shift gears just a little bit and move towards the business and market structure side of things.

incumbents 94

incumbents creativity development technology 94

TechCrunch

NOVEMBER 23, 2021

The investment comes as the startup is ramping up efforts to expand into the U.S. Part of the investment will be used to hire more staff in South Africa and support the commercial expansion to the U.S. . “How we’ve disrupted our space in South Africa, we see an opportunity over there.

incumbents 90

incumbents disruption opportunity enablement 90

Unvalidated Learnings

SEPTEMBER 26, 2014

“Businesses that disrupt/create huge markets with a non-replicable product offering a must-have service , which gets better the more people use it.” Jean de la Rochebrochard ( @jlr ), a partner at TheFamily , recently published a very good piece on Medium titled “ Here’s my investment thesis. What’s yours? ”?—?below Four things: 1.

investing 52

investing investment peer-to-peer disruption 52

Tomasz Tunguz

DECEMBER 2, 2012

In this month’s HBR, Clay Christensen and Maxwell Wessell published an article targeted to the CEOs of large companies on how to prevent disruption to their businesses. This is particularly true when incumbents are already competing with each other with commodity goods and use price as a differentiator.

disruption 40

disruption incumbents real estate startup 40

Y Combinator

DECEMBER 8, 2021

2 Incumbent banks miss the mark in two crucial areas: The banking experience has not evolved to match modern consumer expectations. Monzo attacked incumbent models by creating an entirely app-based experience where customers could open a checking account from their phone for free. Traditional banks have not been able to keep pace.

peer-to-peer 40

peer-to-peer incumbents financing finance 40

TechCrunch

JANUARY 16, 2021

Here are the investors in their own words, for any TechCrunch reader who is interested in hiring, investing or founding a company in the country. What trends are you most excited about investing in, generally? At Qumra, we get excited about companies that disrupt traditional industries while doing good and improving quality of life.

startup 141

startup mix-use SaaS advice 141

TechCrunch

FEBRUARY 19, 2021

Following up on our May of 2020 survey of the sector and about the impact of COVID-19 in particular , TechCrunch spoke with 10 investors about the state of mobility, which trends they’re most excited about and what they’re looking for in their next investments. COVID-19 disrupted virtually every sector of the transportation industry.

transportation 119

transportation innovation accelerator construction 119

TechCrunch

JUNE 23, 2022

Fintech startups are convinced that banks have lobbied the RBI to reach this decision, employing the age-old tactic where incumbents cry foul and rely on the regulator to rescue the day. But until some change or clarity arrives, large disruptions are expected. Some banks have been employing the same strategy for like a decade!”

startup 97

startup incumbents disruption accelerator 97

TechCrunch

MAY 12, 2022

The funding is being co-led by Cota Capital and TempoCap, with participation also from Element Ventures, MissionOG and PostFinance as well as past investors Octopus Ventures, Opera Tech Ventures and SBI Investments. The company is not disclosing valuation but CEO Todd Clyde confirmed it was up compared to its previous financing.

incumbents 81

incumbents financing finance innovation 81

TechCrunch

AUGUST 7, 2022

Last week, Paystand — a blockchain-enabled B2B payments startup — announced it had acquired Mexican fintech Yaydoo — creating a new unicorn in the resulting new entity. has a legacy, centralized financial infrastructure that needs to be disrupted and re-imagined by fintechs with blockchain technology. and Mexico. and Mexico.

real estate 106

real estate VC mix-use opportunity 106

Both Sides of the Table

FEBRUARY 7, 2011

A few months ago I wrote a post called “ Invest in Lines, Not Dots.&# It was my investment philosophy that observing teams’ performance over time was far more insightful than reacting to how good of a product demo they do, how good they present Powerpoint slides or how great tech blogs say they are.

entrepreneurs 330

entrepreneurs incumbents VC disruption 330

TechCrunch

SEPTEMBER 18, 2022

This is particularly interesting because many of the existing corporate card players often point to Concur as an incumbent that they are trying to replace. In other Goldman Sachs news, Bloomberg reported that the investment banking and financial services giant is “ embarking on its biggest round of jobs cuts since the start of the pandemic.”

real estate 82

real estate incumbents opportunity founder 82

Tomasz Tunguz

MAY 23, 2013

It’s the company that pursues an incumbent with faster, better or cheaper solution and in particular a solution that cannibalizes the incumbent’s business model typically because of a lower cost structure. Companies like AirBnB, Uber, Path, and Axial are pursuing this strategy disrupting Craigslist, Facebook and LinkedIn.

incumbents 43

incumbents enablement strategy disruption 43

Unvalidated Learnings

JUNE 8, 2017

As such, the history of the MP3 gives an excellent framework to anticipate how disruptive 10x innovations impact a market, and who the winners and losers of such breakthroughs will be. incumbents simply did not have the right teams to adapt to the changing environment. The MP3 is a perfect case study of Innovator’s Dilemma.

incumbents 40

incumbents disruption frameworks innovation 40

Tomasz Tunguz

JANUARY 14, 2016

Inexpensive equity dollars enable capital-intensive companies to amass the warchest necessary to dethrone incumbents. The capital markets have boosted these types of startups, helping them raise huge amounts of capital at attractive prices, and disrupt massive markets. All of this points to less money available to startups.

real estate 40

real estate startup incumbents sustainability 40